Norwalk City property record for 3 Rustic Ln, Norwalk, CT 06851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,810 sqft · built 2000 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,764 (2026) |
| Deeds & Mortgages | Aug 2023 Refinance Apr 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D:5 B:15 L:104 |
| Primary APN | D:5 B:15 L:104 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,810 sqft Living Area |
| Gross Area | 4,570 sqft |
| 1st Floor Area | 1,178 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 29037 |
|---|---|
| Street Address | 3 RUSTIC LN |
| City | NORWALK |
| State | CT |
| Zip | 06851-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 15 |
| Legal Lot Number | 104 |
| Jurisdiction | NORWALK CT |
| Township / Civil Division | NORWALK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42800 |
3 Rustic Ln is owned and occupied by two individuals.
Source: Norwalk City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 RUSTIC LN, NORWALK, CT 06851-3100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC |
| Apr 12, 2018 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| May 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORWALK CT |
| Property Address | 3 RUSTIC LN, NORWALK, CT 06851-3100 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 009648-189 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 9648/189 |
| Instrument | 2023007810 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Sep 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORWALK CT |
| Property Address | 3 RUSTIC LN, NORWALK, CT 06851-3100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8669-62 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 8669/62 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORWALK CT |
| Property Address | 3 RUSTIC LN, NORWALK, CT 06851-3100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9006-293 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 9006/293 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 3 Rustic Ln was $13,764, up 1.4% from the year before.
Source: Norwalk City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Norwalk City |
| Unified School District | Norwalk School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,764.00 (+1.38%) | $567,000 (-) Land $195,070 Building $371,930 | $970,567 (+144.54%) |
| 2025 | $13,577.00 | $567,000 Land $195,070 Building $371,930 | $396,900 Land $136,549 Building $260,351 |
| 2024 | $13,577.00 (+11.18%) | ||
| 2023 | $12,212.00 (+1.89%) | $485,370 (-) Land $158,180 Building $327,190 | |
| 2022 | $11,985.00 | $485,370 Land $158,180 Building $327,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Rustic Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Rustic Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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