Middlesex County and Monroe Township property record for 3 Rustic Ct, Monroe Township, NJ 08831 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4,328 sqft · built 2006 |
| Lot Size | 0.001 acres (30 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Jan 2023) |
| Tax Bill | $19,849 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00015-1-00018-7 |
| Primary APN | 12-00015-1-00018-7 |
|---|---|
| Alternative APN |
|
| Building Area | 4,328 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 30 sqft (0.001 acres) |
| Street Address | 3 RUSTIC CT |
|---|---|
| City | MONROE TOWNSHIP |
| State | NJ |
| Zip | 08831-2055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30,243 SQ.FT. |
| Legal Subdivision | RESERVE/STONEBRIDGE AMD |
| Legal Block | 15.1 |
| Legal Lot Number | 18.7 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 8214 |
Source: Middlesex County and Monroe Township records · APN 12-00015-1-00018-7
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 RUSTIC CT, MONROE TOWNSHIP, NJ 08831-2055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Jan 30, 2023 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2023 · Amount on Record |
| Deed Sale | Jan 30, 2023 · Amount on Record |
| Prior Sale | Jan 11, 2008 · Amount on Record |
| Deed Document Number | 20236271 |
| Deed Book / Page | 19140 / 570 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 RUSTIC CT, MONROE TOWNSHIP, NJ 08831-2055 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 3 RUSTIC CT, JAMESBURG, NJ 08831-2055 |
| Document Number | 0000008953 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 19947/80 |
| Instrument | 2026008953 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 RUSTIC CT, MONROE TOWNSHIP, NJ 08831-2055 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2025 |
| Title Company | CLOSING USA LLC, CLOSEPOINT USA LLC |
| Name | Verified Name |
|---|---|
| Address | 3 RUSTIC CT, MONROE, NJ 08831-2055 |
| Document Number | 0000069948 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 19876/1774 |
| Instrument | 2025069948 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jan 30, 2023 |
| Property Address | 3 RUSTIC CT, MONROE TOWNSHIP, NJ 08831-2055 |
| Document Number | 0000006271 |
| Book / Page | 19140 / 570 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023006271 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 CONGRESSIONAL CT, MOORESTOWN, NJ 08057-3743 |
| Name | Verified Name |
|---|---|
| Address | 3 RUSTIC CT, MONROE TOWNSHIP, NJ 08831-2055 |
| Document Number | 0000006272 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2023006272 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
Source: Middlesex County and Monroe Township records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Monroe Township |
| Unified School District | Monroe Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $736,500 (+7.86%) Land $226,400 Building $510,100 | $736,500 (+7.86%) Land $226,400 Building $510,100 | |
| 2025 | $19,849.00 (+3.42%) | $682,800 (-) Land $226,400 Building $456,400 | $682,800 (-) Land $226,400 Building $456,400 |
| 2024 | $19,193.00 (+5.4%) | ||
| 2023 | $682,800 Land $226,400 Building $456,400 | $682,800 Land $226,400 Building $456,400 | |
| 2022 | $18,210.00 |
Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230082142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 319 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
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5G (outdoors only) and 4G LTE
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