3 Rustic Ct, Monroe Township, NJ 08831 Property Records

Middlesex County and Monroe Township property record for 3 Rustic Ct, Monroe Township, NJ 08831 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4,328 sqft · built 2006
Lot Size0.001 acres (30 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Jan 2023)
Tax Bill$19,849 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-00015-1-00018-7

Property Details

APN / Parcel Number

Primary APN12-00015-1-00018-7
Alternative APN
  • 12000150001000180007

Interior

Building Area4,328 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area30 sqft (0.001 acres)

Location & Zoning

Street Address3 RUSTIC CT
CityMONROE TOWNSHIP
StateNJ
Zip08831-2055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description30,243 SQ.FT.
Legal SubdivisionRESERVE/STONEBRIDGE AMD
Legal Block15.1
Legal Lot Number18.7
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMONROE
Census Block Group2
Census Block2004
Census Tract8214

Owner

Source: Middlesex County and Monroe Township records · APN 12-00015-1-00018-7

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 RUSTIC CT, MONROE TOWNSHIP, NJ 08831-2055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
GARDEN STATE HOME LOANS INC
Jan 30, 2023Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 30, 2023 · Amount on Record
Deed SaleJan 30, 2023 · Amount on Record
Prior SaleJan 11, 2008 · Amount on Record
Deed Document Number20236271
Deed Book / Page19140 / 570
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address3 RUSTIC CT, MONROE TOWNSHIP, NJ 08831-2055
Transaction TypeMortgage
Record UpdatedMar 04, 2026
Title CompanyPROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 RUSTIC CT, JAMESBURG, NJ 08831-2055

Mortgage

Document Number0000008953
DateFeb 10, 2026
Book Page19947/80
Instrument2026008953
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateMar 01, 2031
Change Frequency6 Months
Min Rate At Change3.37%
Max Rate At Change7.37%
IndexSOFR Average 30-Day
Max Rate10.3%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address3 RUSTIC CT, MONROE TOWNSHIP, NJ 08831-2055
Transaction TypeMortgage
Record UpdatedDec 04, 2025
Title CompanyCLOSING USA LLC, CLOSEPOINT USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 RUSTIC CT, MONROE, NJ 08831-2055

Mortgage

Document Number0000069948
DateNov 14, 2025
Book Page19876/1774
Instrument2025069948
Lender
NameGARDEN STATE HOME LOANS INC
TypeMortgage Company
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJan 30, 2023
Property Address3 RUSTIC CT, MONROE TOWNSHIP, NJ 08831-2055
Document Number0000006271
Book / Page19140 / 570
Instrument DateJan 12, 2023
Instrument2023006271
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$21,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 CONGRESSIONAL CT, MOORESTOWN, NJ 08057-3743

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 RUSTIC CT, MONROE TOWNSHIP, NJ 08831-2055

Mortgage

Document Number0000006272
DateJan 30, 2023
Instrument2023006272
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

Tax Assessment & Valuation

Source: Middlesex County and Monroe Township records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionMonroe Township
Unified School DistrictMonroe Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$736,500 (+7.86%) Land $226,400 Building $510,100$736,500 (+7.86%) Land $226,400 Building $510,100
2025$19,849.00 (+3.42%)$682,800 (-) Land $226,400 Building $456,400$682,800 (-) Land $226,400 Building $456,400
2024$19,193.00 (+5.4%)
2023$682,800 Land $226,400 Building $456,400$682,800 Land $226,400 Building $456,400
2022$18,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230082142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 319 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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