Middlesex County and North Reading Town property record for 3 Rust Ln, North Reading, MA 01864 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,938 sqft Living Area |
| Lot Size | 31,102 sqft (0.714 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $699,000 (2019) |
| Tax Bill | $11,693.00 (2025) |
| Primary APN | M:60-P:047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,938 sqft Living Area |
| 1st Floor | 1,244 sqft 1st Floor |
| Basement Area | 1,262 sqft Basement |
| Unfinished Basement | 1,262 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Concrete Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 31,102 sqft (0.714 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 3 RUST LN |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2812 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 47.0 |
| Jurisdiction | NORTH READING MA |
| Minor Civil Division | NORTH READING |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 330102 |
Source: Middlesex County and North Reading Town records · APN M:60-P:047
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 RUST LN, NORTH READING, MA 01864-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 04, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance LEADER BANK NA |
| Mar 04, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance LEADER BANK NA |
| Dec 17, 2024 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Jan 28, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) RESIDENTIAL MTG SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on Record |
| Deed Sale | Jan 28, 2019 · Amount on Record |
| Prior Sale | May 31, 2002 · Amount on Record |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 3 RUST LN, NORTH READING, MA 01864-2812 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001871928 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 1871928 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 3 RUST LN, NORTH READING, MA 01864-2812 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001871929 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 1871929 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 3 RUST LN, NORTH READING, MA 01864-2812 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001969037 |
|---|---|
| Date | Dec 17, 2024 |
| Instrument | 1969037 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Jan 28, 2019 |
| Property Address | 3 RUST LN, NORTH READING, MA 01864-2812 |
| Document Number | 0000006304 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 6304 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,187.44 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 RUST LN NORTH READING MA 018642812, NORTH READING, MA 01864-2812 |
| Document Number | 6305 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 6305 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2049 |
Source: Middlesex County and North Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,693.00 (+4.5%) | $895,300 (+5.7%) Land $490,000 Building $405,300 |
| 2024 | $11,189.00 (+0.26%) | $847,000 (+6.18%) Land $441,700 Building $405,300 |
| 2023 | $11,160.00 | $797,700 Land $433,200 Building $364,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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