3 Ruby Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 3 Ruby Rd, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	2,097 sqft Living Area
Lot Size	12,001 sqft (0.276 acres)
Occupancy	Owner Occupied
Last Sale	$519,900 (2016)
Tax Bill	$7,403.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:004-F B:0017 L:0004`
Alternative APNs	`M:004=F B:0017 L:0004` `2935008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,097 sqft Living Area
Gross Area	3,263 sqft Gross Area
1st Floor	1,369 sqft 1st Floor
Basement Area	1,278 sqft Basement
Unfinished Basement	550 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,001 sqft (0.276 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	2935008
Street Address	3 RUBY RD
City	SAUGUS
State	MA
Zip	01906-3921
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	17
Legal Lot Number	4
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	3
Census Block	3010
Census Tract	208102

Owner

Source: Essex County and Saugus Town records · APN SAUG M:004-F B:0017 L:0004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 RUBY RD, SAUGUS, MA 01906-3921
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2016 · Amount on Record
Deed Sale	Jun 20, 2016 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Book / Page	35015 / 587
Record Refreshed	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	3 RUBY RD, SAUGUS, MA 01906-3921
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041186-38
Date	Sep 13, 2022
Book Page	41186/38

Lender

Name	RIVER WORKS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,403.00 (+4.3%)	$693,200 (+4.01%) Land $322,000 Building $371,200	$768,265
2024	$7,098.00 (+3.39%)	$666,500 (+9.32%) Land $303,600 Building $362,900
2023	$6,865.00	$609,700 Land $266,800 Building $342,900