Oxford County and Lovell Town property record for 3 Ruby Ct, Lovell, ME 04051
| Lot Size | 0.84 acres (36,590 sqft) |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jun 2021) |
| Tax Bill | $740 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LOVE M:U29 L:025 |
| Primary APN | LOVE M:U29 L:025 |
|---|---|
| Alternative APN |
|
| Lot Area | 36,590 sqft (0.84 acres) |
|---|
| Account Number | 1395 |
|---|---|
| Street Address | 3 RUBY CT |
| City | LOVELL |
| State | ME |
| Zip | 04051 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Lot Number | 25 |
| Jurisdiction | LOVELL ME |
| Township / Civil Division | LOVELL |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 966600 |
3 Ruby Ct is owned by two individuals who bought it in June 2021.
Source: Oxford County and Lovell Town records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 LEDGE ROCK RD, CONCORD, MA 01742-5214 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on File |
| Deed Sale | Jun 22, 2021 · Amount on File |
| Deed Document Number | 20219960 |
| Deed Book / Page | 5615 / 841 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOVELL ME |
| Recording Date | Jun 22, 2021 |
| Property Address | 3 RUBY CT, LOVELL, ME 04051 |
| Document Number | 0000009960 |
| Book / Page | 5615 / 841 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 9960 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2 LEDGE ROCK RD, CONCORD, MA 01742-5214 |
| Document Number | 0000009961 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 9961 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3 Ruby Ct was $740, down 77.6% from the year before.
Source: Oxford County and Lovell Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Oxford County |
| County Subdivision | Lovell Town |
| Unified School District | School Administrative District 72 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $740.00 (-77.64%) | $142,400 (-51.37%) Land $60,600 Building $81,800 |
| 2024 | $3,309.00 (+5.62%) | $292,800 (-) Land $154,000 Building $138,800 |
| 2023 | $3,133.00 (+7%) | $292,800 (-) Land $154,000 Building $138,800 |
| 2022 | $2,928.00 | $292,800 Land $154,000 Building $138,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Ruby Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 4 (1998–2023) |
| Most Recent Claim | Apr 2023 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Ruby Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
No cell data coverage reported
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