Essex County and Topsfield Town property record for 3 Ruby Cir, Topsfield, MA 01983 · Last verified April 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 40,132 sqft (0.921 acres) |
| Last Sale | $610,000 (2023) |
| Tax Bill | $8,330.00 (2025) |
| Primary APN | TOPS M:0020 B:0043 L:K |
|---|---|
| Alternative APN |
|
| Lot Area | 40,132 sqft (0.921 acres) |
|---|
| Account Number | 810 |
|---|---|
| Street Address | 3 RUBY CIR |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-2601 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Block | 43 |
| Legal Lot Number | K |
| Jurisdiction | TOPSFIELD MA |
| Minor Civil Division | TOPSFIELD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 214100 |
Source: Essex County and Topsfield Town records · APN TOPS M:0020 B:0043 L:K
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 WILMOR RD, TOPSFIELD, MA 01983-1020 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Apr 23, 2024 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CITIZENS BANK |
| Nov 29, 2023 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage 1ST NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2023 · Amount on Record |
| Deed Sale | Nov 29, 2023 · Amount on Record |
| Deed Doc Number | 20232060 |
| Deed Book / Page | 41880 / 4 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 3 RUBY CIR, TOPSFIELD, MA 01983-2601 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0043021-45 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 43021/45 |
| Instrument | 20251022001120 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Nov 01, 2032 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 3 RUBY CIR, TOPSFIELD, MA 01983-2601 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 042081-376 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 42081/376 |
| Instrument | 20240423002850 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Type Change Date | May 01, 2031 |
| Index | Other |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Nov 29, 2023 |
| Property Address | 3 RUBY CIR, TOPSFIELD, MA 01983 |
| Document Number | 00041880-4 |
| Book / Page | 41880 / 4 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 20231129002060 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3 WILMOR RD, TOPSHAM, MA |
| Document Number | 231129002070 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 231129002070 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Topsfield Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,330.00 (+7.29%) | $555,700 (+5.15%) Land $555,700 |
| 2024 | $7,764.00 (-3.35%) | $528,500 (-) Land $528,500 |
| 2023 | $8,033.00 | $528,500 Land $528,500 |
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