3 Rubinstein Ct, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 3 Rubinstein Ct, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,322 sqft · built 1988
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Owner Names on Record
Last Sale	$419,000 (Sep 2002)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`392613 42.14-2-67`

Property Details

APN / Parcel Number

Primary APN	`392613 42.14-2-67`
Alternative APNs	`261304201400020670000000` `00382480000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,322 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	700 ft deep x 100 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	777 sqft
Porch	Porch
Porch Area	168 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	00382480000
Old Parcel Number	261304201400020670000000
Street Address	3 RUBINSTEIN CT
City	SPRING VALLEY
State	NY
Zip	10977-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	LOT:67.000 BLK:2 SEC:42.14 DIST:392613 CITY/MUNI/TWP:NEW HEMPSTEAD
Legal Subdivision	NEW HEMPSTEAD ESTATES
Legal Block	2
Legal Lot Number	67.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	3
Census Block	3000
Census Tract	11510

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3 RUBINSTEIN CT, SPRING VALLEY, NY 10977-1821
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTIAL CAPITAL GRP
Oct 18, 2018	Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2002 · Amount on Record
Deed Sale	Sep 18, 2002 · Amount on Record
Deed Document Number	2002-00055639
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	3 RUBINSTEIN CT, SPRING VALLEY, NY 10977-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001742
Date	Jan 14, 2021
Instrument	2021-00001742

Lender

Name	INTERCONTINENTIAL CAPITAL GRP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	3 RUBINSTEIN CT, SPRING VALLEY, NY 10977-1821
Document Number	0000036570
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RUBINSTEIN CT SPRING VALLEY NY 109771821, SPRING VALLEY, NY 10977-1821

Mortgage

Document Number	0000036570
Date	Dec 11, 2018
Instrument	36570

Lender

Name	CITIZENS BK NA
Address	GLEN ALLEN, VA 23059

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2033

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	New Hempstead Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$66,300 (-) Land $20,200 Building $46,100	$854,381 (+967.98%) Land $260,309 Building $594,072
2023	$66,300 Land $20,200 Building $46,100	$80,000 Land $24,374 Building $55,626

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Skywire Networks, T-Mobile.

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