St. Charles County property record for 3 Royallprairie Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,456 sqft · built 1994 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $186,000 (Dec 2016) |
| Tax Bill | $3,427 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A942000828 |
| Primary APN | A942000828 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,604 sqft |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 375 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A942000828 |
|---|---|
| Street Address | 3 ROYALLPRAIRIE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROYALLSPRINGS #3 LOT 62 |
| Legal Subdivision | ROYALLSPRINGS #3 |
| Legal Lot Number | 62 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311732 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 ROYALLPRAIRIE CT, O FALLON, MO 63368-6984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2016 · Amount on Record |
| Deed Sale | Dec 6, 2016 · Amount on Record |
| Prior Sale | Jun 27, 2016 · Amount on Record |
| Deed Document Number | 2016824190 |
| Deed Book / Page | 6663 / 1823 |
| Prior Transfer Date | Oct 31, 1997 |
| Prior Transfer Doc | 0000063793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 ROYALLPRAIRIE CT, O FALLON, MO 63368-6984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3 ROYALLPRAIRIE CT, O FALLON, MO 63368-6984 |
| Document Number | 0000006346 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022R-006346 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jan 11, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 ROYALLPRAIRIE CT, O FALLON, MO 63368-6984 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3 ROYALLPRAIRIE CT, O FALLON, MO 63368-6984 |
| Document Number | 2021R044744 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021R-044744 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,257 (-) | $280,300 (-) Building $280,300 | |
| 2025 | $3,427.00 | $53,257 (-0.29%) | $280,300 (-0.29%) |
| 2023 | $53,410 | ||
| 2022 | $281,103 Land $50,000 Building $231,103 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures