3 Royallmanor Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 3 Royallmanor Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,618 sqft · built 1999
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$243,000 (Dec 2019)
Tax Bill$3,905 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT992400184

Property Details

APN / Parcel Number

Primary APNT992400184
Alternative APN
  • 2-0114-8006-00-0198.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,618 sqft Living Area
Gross Area3,618 sqft
1st Floor Area1,618 sqft
Basement Area1,600 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT992400184
Street Address3 ROYALLMANOR CT
CityO FALLON
StateMO
Zip63368-6862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANORS AT ROYALLSPRINGS #9 LOT 198
Legal SubdivisionMANORS AT ROYALLSPRINGS #9
Legal Lot Number198
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group3
Census Block3007
Census Tract311732

Owner

3 Royallmanor Ct is owned and occupied by two individuals who bought it in December 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address3 ROYALLMANOR CT, O FALLON, MO 63368-6862
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 4, 2020Deed of Trust, Mortgage
UNITED WHOLESALE MTG
Dec 12, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2019 · Amount on File
Deed SaleDec 12, 2019 · Amount on File
Prior SaleMar 2, 2010 · Amount on File
Deed Document Number2019716340
Deed Book / Page7198 / 935
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 ROYALLMANOR CT, O FALLON, MO 63368-6862
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000101011
DateDec 15, 2021
Instrument2021R-101011
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 ROYALLMANOR CT, O FALLON, MO 63368-6862
Document Number0000066986
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 ROYALLMANOR CT O FALLON MO 633686862, O FALLON, MO 63368-6862

Mortgage

Document Number0000066986
DateSep 11, 2020
Instrument66986
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount on Record
Term360 Months
DueSep 10, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 12, 2019
Property Address3 ROYALLMANOR CT, O FALLON, MO 63368-6862
Document Number0071980935
Book / Page7198 / 0935
Map ReferenceMB 35 PG 106
Instrument DateDec 6, 2019
Instrument20191212000716340
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 ROYALLMANOR CT, 3, O FALLON, MO 63368-6862

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 ROYALLMANOR CT, O FALLON, MO 63368-6862

Mortgage

Document Number20191212000716350
DateDec 12, 2019
Instrument20191212000716350
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3 Royallmanor Ct was $3,905.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,777 (-)$319,876 (-) Land $60,000 Building $259,876
2025$3,905.00$60,777$319,876 Land $60,000 Building $259,876
2023$55,771
2022$293,530 Land $50,000 Building $243,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Royallmanor Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Royallmanor Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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