3 Royal Ct, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3 Royal Ct, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,890 sqft · built 1989
Lot Size0.347 acres (15,115 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Jan 2017)
Tax Bill$6,642 (2026)
Deeds & MortgagesJan 2017 Sale
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN9196-45

Property Details

APN / Parcel Number

Primary APN9196-45
Alternative APN
  • CUMB M:038 B:0033 L:000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,890 sqft Living Area
Gross Area4,004 sqft
1st Floor Area1,080 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,115 sqft (0.347 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9196-45
Street Address3 ROYAL CT
CityCUMBERLAND
StateRI
Zip02864-2713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block33
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group4
Census Block4006
Census Tract11405

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address205 COLONEL JOHN GARDNER RD, NARRAGANSETT, RI 02882-1535
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2017Warranty Deed, Transfer
Mar 22, 2017Redemption Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2017 · Amount on Record
Deed SaleJan 23, 2017 · Amount on Record
Prior SaleDec 30, 2016 · Amount on Record
Deed Book / Page1733 / 694
Record UpdatedOct 29, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJan 23, 2017
Property Address3 ROYAL CT, CUMBERLAND, RI 02864-2713
Document Number1733-694
Book / Page001733 / 000694
Instrument DateDec 21, 2016
Transaction TypeTransfer
Record UpdatedFeb 21, 2017

Transaction

AmountAmount Recorded
Tax$340.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 COLONEL JOHN GARDNER RD NARRAGANSETT RI 028821535, NARRAGANSETT, RI 02882-1535

March 2017: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionCUMBERLAND RI
Recording DateMar 22, 2017
Property Address3 ROYAL CT, CUMBERLAND, RI 02864-2713
Document Number1737-681
Book / Page001737 / 000681
Instrument DateNov 30, 2016
Transaction TypeTransfer
Record UpdatedApr 18, 2017

Transaction

AmountAmount Recorded
Tax$2.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ROYAL CT CUMBERLAND RI 028642713, CUMBERLAND, RI 02864-2713

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,642.00 (+4.11%)$663,500 (+27.6%) Land $281,100 Building $382,400$671,420
2025$6,380.00 (+5.59%)$520,000 (-) Land $167,200 Building $352,800
2023$6,042.00 (+7.62%)$520,000 (+38.85%) Land $167,200 Building $352,800
2022$5,614.00$374,500 Land $116,100 Building $258,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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