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3 Royal Ave, Warwick, RI 02889 Property Records

Warwick City property record for 3 Royal Ave, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,445 sqft · built 1905
Lot Size0.428 acres (18,655 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Jun 2016)
Tax Bill$13,054 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2021 Transfer
Flood ZoneZone X (moderate risk)
APN31702300000

Property Details

APN / Parcel Number

Primary APN31702300000
Alternative APNs
  • WARW M:317 B:0230 L:0000
  • 123330

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,445 sqft Living Area
Gross Area6,769 sqft
1st Floor Area1,559 sqft
AtticAttic
Attic Area1,273 sqft
Basement Area1,559 sqft
Unfinished Basement1,559 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area18,655 sqft (0.428 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number123330
Street Address3 ROYAL AVE
CityWARWICK
StateRI
Zip02889-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block230
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1002
Census Tract21501

Owner

Source: Warwick City records · APN 31702300000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 ROYAL AVE, WARWICK, RI 02889-2125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
LENDSURE MORTGAGE CORPORATION
Feb 09, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 06, 2016 · Amount on Record
Deed SaleJun 06, 2016 · Amount on Record
Prior SaleJun 27, 2000 · Amount on Record
Deed Document Number20167636
Deed Book / Page8591 / 312
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Recording DateMay 19, 2026
Property Address3 ROYAL AVE, WARWICK, RI 02889-2125
Document Number010894-116
Book / Page10894 / 116
Instrument DateMay 14, 2026
Instrument20265552
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ROYAL AVE, WARWICK, RI 02889-2125

Mortgage

Document Number0000005552,
DateMay 19, 2026
Book Page10894/116
Instrument20265552
Lender
NameLENDSURE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateFeb 09, 2021
Property Address3 ROYAL AVE, WARWICK, RI 02889-2125
Document Number9746-221
Book / Page9746 / 221
Instrument DateFeb 01, 2021
Instrument2402
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,054.00 (+13.78%)$1,027,900 (+27.14%) Land $580,800 Building $447,100
2023$11,473.00 (+13.32%)$808,500 (+49.58%) Land $469,100 Building $339,400
2022$10,124.00$540,500 Land $287,700 Building $252,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–1991)
Claims Outside the SFHA2 of 7
Most Recent ClaimOct 1991 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 546 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWARWICK-CITY OF
serves 73,289 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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