3 Rowe St, Coram, NY 11727 Property Records

Suffolk County and Brookhaven Town property record for 3 Rowe St, Coram, NY 11727

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,250 sqft · built 1978
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$339,996 (Jun 2017)
Tax Bill	$13,973 (2024)
Deeds & Mortgages	Dec 2020 Refinance Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0200-430.00-01.00-003.010`

Property Details

APN / Parcel Number

Primary APN	`0200-430.00-01.00-003.010`
Alternative APNs	`472289 430.00-01-003.010` `228943000000010030100000` `00002306810` `0002306810` `2306810`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,250 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	19,166 sqft (0.44 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	2306810
Street Address	3 ROWE ST
City	CORAM
State	NY
Zip	11727-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKFLD AT CORAM 6304 3.10
Legal Subdivision	BROOKFIELD AT CORAM
Legal Block	1
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1005
Census Tract	158309

Owner

3 Rowe St is owned and occupied by two individuals who bought it in June 2017.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 ROWE ST, CORAM, NY 11727-3529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CLIFFCO INC
Jun 13, 2017	Grant Deed, Transfer · Conventional Mortgage CLIFFCO MTG BANKERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Deed Book / Page	12916 / 547
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 ROWE ST, CORAM, NY 11727-3529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232120055
Date	Dec 23, 2020
Book Page	23212/55
Instrument	DL043800

Lender

Name	CLIFFCO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 13, 2017
Property Address	3 ROWE ST, CORAM, NY 11727-3529
Document Number	0129160547
Book / Page	012916 / 000547
Instrument Date	Apr 22, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	FIRST EQUITY ABSTRACT CORPORATION, FIRST EQTY ABS CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,359.98
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 GAETANO LN CORAM NY 117272343, CORAM, NY 11727-2343

Mortgage

Document Number	228250931
Date	Jun 13, 2017
Book Page	022825/000931

Lender

Name	CLIFFCO MTG BANKERS
Type	Bank
Address	WESTBURY, NY 11590

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Longwood Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,950 Land $325 Building $2,625	$614,583 Land $61,321 Building $495,283
2024	$13,973.00
2023		$2,950 Land $325 Building $2,625	$5,463 Land $602 Building $4,861

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Rowe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Rowe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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