3 Rowan Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 3 Rowan Rd, Chatham, NJ 07928

Property Summary

Property TypeSingle Family Home
Details1,964 sqft · built 1942
Lot Size0.215 acres (9,344 sqft)
Owner2 Individual Names on File
Last Sale$860,000 (Dec 2016)
Tax Bill$15,903 (2024)
Deeds & MortgagesMar 2023 Line of Credit
Jun 2018 Line of Credit
+ 1 more
APN04-00083-0000-00013

Property Details

APN / Parcel Number

Primary APN04-00083-0000-00013
Alternative APNs
  • 040008300013
  • 30304005

Interior

Stories2 Stories
Building Area1,964 sqft Living Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Construction TypeFrame
Lot Area9,344 sqft (0.215 acres)
Lot Dimensions128 ft deep x 73 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number30304005
Street Address3 ROWAN RD
CityCHATHAM
StateNJ
Zip07928-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionTOWNSHIP/CHATHAM
Legal Block83
Legal Lot Number13
JurisdictionMORRIS NJ
Township / Civil DivisionCHATHAM
Census Block Group3
Census Block3011
Census Tract42700

Owner

3 Rowan Rd is owned and occupied by two individuals who bought it in December 2016.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3 ROWAN RD, CHATHAM, NJ 07928-2210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jun 13, 2018Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2016 · Amount on File
Deed SaleDec 19, 2016 · Amount on File
Deed Document Number201681650
Deed Book / Page23047 / 1896
Prior Transfer DateJun 29, 2009
Prior Transfer Doc0213381034
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address3 ROWAN RD, CHATHAM, NJ 07928-2210
Transaction TypeMortgage
Record UpdatedApr 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0245811962
DateMar 27, 2023
Book Page24581/1962
Instrument2023010717
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 9, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address3 ROWAN RD, CHATHAM, NJ 07928-2210
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233601423
DateJun 13, 2018
Book Page23360/1423
Instrument2018032471
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMay 21, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address3 ROWAN RD, CHATHAM, NJ 07928-2210
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0239050866
DateOct 22, 2020
Book Page23905/866
Instrument2020074220
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityChatham Borough
Unified School DistrictThe Chathams School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$982,300 (-) Land $631,800 Building $350,500$982,300 (-) Land $631,800 Building $350,500
2025$982,300 Land $631,800 Building $350,500$982,300 Land $631,800 Building $350,500
2024$15,903.00
2023$982,300 Land $631,800 Building $350,500$982,300 Land $631,800 Building $350,500
2022$14,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3 Rowan Rd; there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1999–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Rowan Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM WATER DEPT
serves 8,962 people · EPA ID NJ1404001
Water SourceGroundwater
Last State InspectionFeb 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Xfinity.

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