3 Ross Rd, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 3 Ross Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,780 sqft · built 1987
Lot Size	1.01 acres (44,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2022)
Tax Bill	$12,166 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00365-06-00006`

Property Details

APN / Parcel Number

Primary APN	`04-00365-06-00006`
Alternative APNs	`0400365000600006` `0400365F00006`

Interior

Stories	2 Stories
Building Area	2,780 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Construction Type	Frame
Lot Area	44,388 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0400365F00006
Street Address	3 ROSS RD
City	STANHOPE
State	NJ
Zip	07874-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	BYRAM ESTATES SEC 2
Legal Block	365.6
Legal Lot Number	6
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2027
Census Tract	374300

Owner

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 ROSS RD, STANHOPE, NJ 07874-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 19, 2022	Deed, Transfer · Conventional Mortgage ALLY CAPITAL CORP
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Aug 4, 2015 · Amount on Record
Deed Document Number	202210266360
Deed Book / Page	3649 / 981
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	3 ROSS RD, STANHOPE, NJ 07874-3231
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102701335
Date	Sep 22, 2023
Book Page	10270/1335
Instrument	2023016740

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2053

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 19, 2022
Property Address	3 ROSS RD, STANHOPE, NJ 07874-3231
Document Number	0036490981
Book / Page	3649 / 981
Instrument Date	Sep 12, 2022
Instrument	20220919010266360
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 ROSS RD, 3, STANHOPE, NJ 07874-3231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ROSS RD, STANHOPE, NJ 07874-3231

Mortgage

Document Number	20220919010266370
Date	Sep 19, 2022
Instrument	20220919010266370

Lender

Name	ALLY CAPITAL CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	3 ROSS RD, STANHOPE, NJ 07874-3231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098680475
Date	Nov 2, 2020
Book Page	9868/475
Instrument	20201102010232120

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,700 (-) Land $88,100 Building $214,600	$302,700 (-) Land $88,100 Building $214,600
2025	$12,166.00 (+4.94%)	$302,700 (-) Land $88,100 Building $214,600	$302,700 (-) Land $88,100 Building $214,600
2024	$11,593.00 (+4.65%)
2023		$302,700 Land $88,100 Building $214,600	$302,700 Land $88,100 Building $214,600
2022	$11,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1981–2011)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Planet Networks.

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