3 Ross Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 3 Ross Rd, Kennebunk, ME 04043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,329 sqft · built 1900
Lot Size0.63 acres (27,443 sqft)
Owner2 Individual Names on Record
Tax Bill$5,248 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Aug 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APNKENB M:035 L:014

Property Details

APN / Parcel Number

Primary APNKENB M:035 L:014
Alternative APNs
  • M:035 L:014 U:000
  • 2149

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,329 sqft Living Area
Gross Area4,584 sqft
1st Floor Area1,468 sqft
Basement Area1,468 sqft
Unfinished Basement1,468 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialOther
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area27,443 sqft (0.63 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2149
Street Address3 ROSS RD
CityKENNEBUNK
StateME
Zip04043-6524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal Lot Number14
JurisdictionKENNEBUNK ME
Township / Civil DivisionKENNEBUNK
Census Block Group4
Census Block4011
Census Tract28003

Owner

Source: York County and Kennebunk Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 ROSS RD, KENNEBUNK, ME 04043-6524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Line of Credit
PEOPLESCHOICE CREDIT UNION
Aug 19, 2022Deed of Trust, Mortgage · Construction Mortgage
KENNEBUNK SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address3 ROSS RD, KENNEBUNK, ME 04043-6524
Transaction TypeMortgage
Record UpdatedOct 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0193180676
DateSep 26, 2023
Book Page19318/676
Instrument2023030340
Lender
NamePEOPLESCHOICE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address3 ROSS RD, KENNEBUNK, ME 04043-6524
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190960219
DateAug 19, 2022
Book Page19096/219
Instrument2022036061
Lender
NameKENNEBUNK SAVINGS BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionKennebunk Town
Unified School DistrictRegional School Unit 21 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,248.00 (-2.49%)$532,800 (+67.81%) Land $233,400 Building $299,400
2024$5,382.00 (+10.67%)$317,500 (+4.79%) Land $89,300 Building $228,200
2023$4,863.00 (+9.11%)$303,000 (-0.75%) Land $89,300 Building $213,700$646,000
2022$4,457.00$305,300 Land $89,300 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBUNK, KENNEBUNKPORT & WELLS WD
serves 35,663 people · EPA ID ME0090760
Water SourceSurface water
Last State InspectionDec 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: GoNetspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ross Rd

Nearby Streets

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