3 Ross Dr, Apt 7, Bloomington, IL 61701 Property Records

McLean County property record for 3 Ross Dr, Apt 7, Bloomington, IL 61701

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,403 sqft · built 2004
Lot Size	0.05 acres (2,161 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Oct 2025)
Tax Bill	$3,126 (2024)
Deeds & Mortgages	Jul 2010 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-11-131-007`

Property Details

APN / Parcel Number

Primary APN	`21-11-131-007`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	20 Units
Stories	2 Stories
Building Area	1,403 sqft Living Area
1st Floor Area	434 sqft
Basement Area	234 sqft
Finished Basement	234 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	2,161 sqft (0.05 acres)
Lot Dimensions	175 ft deep x 124 ft wide
View / Lot	Lake Front
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 ROSS DR, 7
City	BLOOMINGTON
State	IL
Zip	61701-5879
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C1
Legal Description	3 ROSS DR CONDO UNIT 7
Legal Range	02E
Legal Township	23N
Legal Section	11
Legal Subdivision	ROSS DR CONDO
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1003
Census Tract	5800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 ROSS DR, 7, BLOOMINGTON, IL 61701-5879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2010	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Oct 27, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 31, 2014	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Jul 31, 2014 · Amount on Record
Deed Document Number	202515294
Prior Transfer Date	Feb 4, 2005
Prior Transfer Doc	0000004408
Record Updated	Jun 8, 2026

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3 ROSS DR APT 7, 7, BLOOMINGTON, IL 61701-5879
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000016298
Date	Jul 22, 2010
Instrument	2010-00016298

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2040

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 27, 2025
Property Address	3 ROSS DR APT 7, 7, BLOOMINGTON, IL 61701-5879
Document Number	202500015294
Map Reference	DOC 2004-4061
Instrument Date	Sep 4, 2025
Instrument	2025-00015294
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 ROSS DR APT 7, 7, BLOOMINGTON, IL 61701-5879

Mortgage

Document Number	202500015295
Date	Oct 27, 2025
Instrument	2025-00015295

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

Interest

Rate	6.5%

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 31, 2014
Property Address	3 ROSS DR APT 7, 7, BLOOMINGTON, IL 61701-5879
Document Number	201400012802
Map Reference	DOC2004-4061
Instrument Date	Jun 11, 2014
Instrument	2014-00012802
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ROSS DR APT 7, 7, BLOOMINGTON, IL 61701-5879

Mortgage

Document Number	201400012803
Date	Jul 31, 2014
Instrument	2014-00012803

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2044

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,565 (+2.26%) Land $5,062 Building $40,503	$136,695 (+2.26%) Land $15,186 Building $121,509
2024	$3,126.00 (+0.77%)	$44,558 (+3.34%) Land $4,950 Building $39,608	$133,674 (+3.34%) Land $14,850 Building $118,824
2023	$3,102.00	$43,118 Land $4,790 Building $38,328	$129,354 Land $14,370 Building $114,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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