3 Rosecroft Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 3 Rosecroft Ln, Palm Coast, FL 32164

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,422 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Sep 2020)
Tax Bill	$4,676 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7032-00330-0210`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7032-00330-0210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	2,422 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3 ROSECROFT LN
City	PALM COAST
State	FL
Zip	32164-8902
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DPX
Legal Description	PALM COAST SECTION 32 BLOCK 00033 LOT 0021 SUBDIVISION COMPLETION YEAR 1979 OR 212 PG 0548 OR 945 PG 1959 OR 2279/1108 OR 241
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	33
Legal Lot Number	21
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1006
Census Tract	60214

Owner

3 Rosecroft Ln, a duplex, is owned and occupied by an individual who bought it in September 2020.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3 ROSECROFT LN UNIT B, B, PALM COAST, FL 32164-8902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage APPROVED MORTGAGE SOURCE LLC
Jan 17, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jan 8, 2020	Warranty Deed, Transfer AGENT'S CHOICE TITLE LLC
May 16, 2018	Warranty Deed, Transfer SUNCOAST TITLE INSURANCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on File
Deed Sale	Sep 17, 2020 · Amount on File
Prior Sale	Jan 17, 2020
Deed Document Number	2020037090
Deed Book / Page	2477 / 835
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 17, 2020
Property Address	3 ROSECROFT LN, PALM COAST, FL 32164-8902
Document Number	0024770835
Book / Page	2477 / 835
Map Reference	MB 10 PG 58
Instrument Date	Sep 10, 2020
Instrument	2020037090
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2022
Title Company	AVIS TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # PKWY7, 185, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10001 E EVANSAVE #W73A # W73A, W73A, AURORA, CO 80247-3521

Mortgage

Document Number	0002477836
Date	Sep 17, 2020
Instrument	2477/836

Lender

Name	APPROVED MORTGAGE SOURCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 17, 2020
Property Address	3 ROSECROFT LN, PALM COAST, FL 32164-8902
Document Number	0024130797
Book / Page	002413 / 000797
Instrument Date	Jan 9, 2020
Instrument	2195
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	185 CYPRESS POINT PKWY #7 PALM COAST FL 321648407, 7, PALM COAST, FL 32164-8407

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 8, 2020
Property Address	3 ROSECROFT LN, PALM COAST, FL 32164-8902
Document Number	0024110539
Book / Page	002411 / 000539
Instrument Date	Jan 6, 2020
Instrument	837
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	AGENT'S CHOICE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$273.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 W EVANS AVE #13A DENVER CO 80223, 13A, DENVER, CO 80223

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 16, 2018
Property Address	3 ROSECROFT LN, PALM COAST, FL 32164-8902
Document Number	0022791108
Book / Page	002279 / 001108
Instrument Date	May 11, 2018
Instrument	18011
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	SUNCOAST TITLE INSURANCE AGENCY

Transaction

Amount	Amount on Record
Tax	$224.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 PARKVIEW DR #529 HALLANDALE BEACH FL 330092972, 529, HALLANDALE BEACH, FL 33009-2972

Tax Assessment & Valuation

The 2025 property tax bill for 3 Rosecroft Ln was $4,676 with exemptions applied.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,676.00 Homeowner's exemption Disabled Person's exemption	$305,477 Land $52,000 Building $253,477	$305,477 Land $52,000 Building $253,477
2023	$4,909.00 (-6.12%) Homeowner's exemption	$307,721 (+0.36%) Land $41,000 Building $266,721	$307,721 (+0.36%) Land $41,000 Building $266,721
2022	$5,229.00	$306,620 Land $42,000 Building $264,620	$306,620 Land $42,000 Building $264,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Rosecroft Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Rosecroft Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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