3 Rosa Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 3 Rosa Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,556 sqft · built 1938
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$1,878 (2025)
Flood Zone	Zone X (minimal risk)
APN	`041-20-00-158.00`

Property Details

APN / Parcel Number

Primary APN	`041-20-00-158.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,556 sqft Finished Area
Gross Area	1,668 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 ROSA AVE
City	COVINGTON
State	KY
Zip	41011-3635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNOCHELMANS 1ST ADDN TO FT WRIGHT BLK C LOT 5
Legal Subdivision	KNOCHELMANS ADDN FT WRIGHT
Legal Phase	C
Legal Block	C
Legal Lot Number	5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2002
Census Tract	65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 ROSA AVE, COVINGTON, KY 41011-3635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,700 (-) Land $40,000 Building $198,700	$238,700 (-) Land $40,000 Building $198,700
2025	$1,878.00 (+48.58%) Disabled Person's exemption	$238,700 (+44.67%) Land $40,000 Building $198,700	$238,700 (+44.67%) Land $40,000 Building $198,700
2023	$1,264.00 Disabled Person's exemption	$165,000 Land $45,000 Building $120,000	$165,000 Land $45,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20