3 Rock Pointe Dr, Jackson, TN 38305 Property Records

Madison County property record for 3 Rock Pointe Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,863 sqft · built 2014
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Sep 2025)
Tax Bill	$1,809 (2024)
Deeds & Mortgages	Dec 2024 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027I-A-023.00`

Property Details

APN / Parcel Number

Primary APN	`027I-A-023.00`
Alternative APNs	`03027IA027I02300` `057027I A 02300`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,863 sqft Living Area
Gross Area	3,613 sqft
1st Floor Area	2,863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 ROCK POINTE DR
City	JACKSON
State	TN
Zip	38305-1888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHPOINTE LAKE PB 10 PG 652 BLK 1 LOT 1323 100X120
Legal Subdivision	NORTHPOINTE LAKE
Legal Block	1
Legal Lot Number	1323
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2015
Census Tract	1610

Owner

Source: Madison County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 ROCK POINTE DR, JACKSON, TN 38305-1888
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY
Sep 30, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE INVESTORS GROUP INC
Mar 14, 2022	Intrafamily Transfer, Transfer
Mar 14, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Oct 31, 2014 · Amount on Record
Deed Document Number	202511117
Deed Book / Page	793 / 409
Prior Transfer Date	Feb 15, 2022
Prior Transfer Doc	0D769/1323
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	3 ROCK POINTE DR, JACKSON, TN 38305-1888
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ROCK POINTE DR, JACKSON, TN 38305-1888

Mortgage

Document Number	0T2266/430
Date	Dec 6, 2024
Book Page	T2266/430
Instrument	24013135

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	3093 N HIGHLAND AVE, JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2044

Interest

Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Sep 30, 2025
Property Address	3 ROCK POINTE DR, JACKSON, TN 38305-1888
Document Number	00D793/409
Book / Page	D793 / 409
Map Reference	MB 10 PG 652
Instrument Date	Sep 29, 2025
Instrument	25011117
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,979.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025011118
Date	Sep 30, 2025
Instrument	25011118

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON TN
Recording Date	Mar 14, 2022
Property Address	3 ROCK POINTE DR, JACKSON, TN 38305-1888
Document Number	0D769/1323
Book / Page	D769 / 1323
Map Reference	MB 10 PG 652
Instrument Date	Feb 15, 2022
Instrument	22003341
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10933, JACKSON, TN 38308-0115

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON TN
Recording Date	Mar 14, 2022
Property Address	3 ROCK POINTE DR, JACKSON, TN 38305-1888
Document Number	0D769/1325
Book / Page	D769 / 1325
Map Reference	MB 10 PG 652
Instrument Date	Feb 15, 2022
Instrument	22003342
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	PO BOX 10933, JACKSON, TN 38308-0115

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,575 (-) Land $10,000 Building $86,575	$386,300 (-) Land $40,000 Building $346,300
2024	$1,809.00 (-46.24%)	$96,575 (-) Land $10,000 Building $86,575
2023		$96,575 Land $10,000 Building $86,575
2022	$3,365.00		$386,300 Land $40,000 Building $346,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1980–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

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