3 Roadview Ter, Palmyra, VA 22963 Property Records

Fluvanna County property record for 3 Roadview Ter, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,176 sqft · built 1988
Lot Size	0.407 acres (17,729 sqft)
Owner	Individual Name on File
Last Sale	$238,131 (Feb 2024)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 2 387`

Property Details

APN / Parcel Number

Primary APN	`18A 2 387`
Alternative APN	`1830`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,729 sqft (0.407 acres)
Terrain	Rolling
Porch	Porch
Porch Area	140 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1830
Street Address	3 ROADVIEW TER
City	PALMYRA
State	VA
Zip	22963-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230002658 SHADWELL-2 LOT 387 17,716 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	38
Legal Lot Number	387
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	2
Census Block	2000
Census Tract	20104

Owner

3 Roadview Ter is owned and occupied by an individual who bought it in February 2024.

Source: Fluvanna County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3 ROADVIEW TER, PALMYRA, VA 22963-3250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE
Jul 30, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	Sep 26, 2023 · Amount on File
Deed Document Number	202466
Deed Book / Page	75 / 554
Prior Transfer Date	Jul 30, 2018
Prior Transfer Doc	0000000066
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	3 ROADVIEW TER, PALMYRA, VA 22963-3250
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002659
Date	Sep 26, 2023
Instrument	230002659

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 30, 2018
Property Address	3 ROADVIEW TER, PALMYRA, VA 22963-3250
Document Number	1802371
Map Reference	PB 76 PG 564
Instrument Date	Jul 20, 2018
Instrument	1802371
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ROADVIEW TER, PALMYRA, VA 22963-3250

Mortgage

Document Number	1802372
Date	Jul 30, 2018
Instrument	1802372

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Roadview Ter was $3,083.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,400 (-) Land $30,000 Building $378,400	$408,400 (-) Land $30,000 Building $378,400
2025	$3,083.00	$408,400 Land $30,000 Building $378,400	$408,400 Land $30,000 Building $378,400
2023		$222,800 Land $30,000 Building $192,800	$222,800 Land $30,000 Building $192,800
2022	$1,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Roadview Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Roadview Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Roadview Ter

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