3 Riviera Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 3 Riviera Dr, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,940 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jun 2010)
Tax Bill	$14,640 (2024)
Deeds & Mortgages	Dec 2019 Refinance Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`473489 50.-2-34`

Property Details

APN / Parcel Number

Primary APN	`473489 50.-2-34`
Alternative APNs	`0800-050.00-02.00-034.000` `348905000000020340000000` `47340012647` `S80104`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,940 sqft Living Area
Gross Area	2,175 sqft
1st Floor Area	970 sqft
2nd Floor Area	970 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	235 sqft
Parking Spaces	1 Parking Space
Pool Area	576 sqft
Porch	Open Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S80104
Street Address	3 RIVIERA DR
City	SMITHTOWN
State	NY
Zip	11787-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-610251 TC-66 *2436 LOT 70 RIVIERA RIDGE SEC 2
Legal Block	2
Legal Lot Number	34
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1045
Census Tract	134902

Owner

3 Riviera Dr is owned and occupied by two individuals who bought it in June 2010.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 RIVIERA DR, SMITHTOWN, NY 11787-1512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Sep 30, 2019	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2010 · Amount on File
Deed Sale	Jun 21, 2010 · Amount on File
Prior Sale	Feb 17, 2006 · Amount on File
Deed Book / Page	12628 / 460
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 RIVIERA DR, SMITHTOWN, NY 11787-1512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230840807
Date	Dec 4, 2019
Book Page	23084/807
Instrument	DK030854

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2034

September 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	3 RIVIERA DR, SMITHTOWN, NY 11787-1512
Document Number	0230840808
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RIVIERA DR SMITHTOWN NY 117871512, SMITHTOWN, NY 11787-1512

Mortgage

Document Number	0230840808
Date	Dec 4, 2019
Book Page	023084/000808

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 3, 2034

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,650 Land $315 Building $5,335	$706,250 Land $39,375 Building $666,875
2024	$14,640.00
2023		$5,650 Land $315 Building $5,335	$6,494 Land $362 Building $6,132

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Riviera Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Riviera Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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