3 River Ridge Cir, Eagan (Saint Paul), MN 55121 Property Records

Dakota County property record for 3 River Ridge Cir, Eagan, MN 55121 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1977
Square Footage	2,928 sqft Living Area
Lot Size	27,656 sqft (0.635 acres)
Occupancy	Owner Occupied
Last Sale	$490,000 (2025)
Tax Bill	$5,324.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00900-28-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,928 sqft Living Area
Gross Area	3,618 sqft Gross Area
1st Floor	2,928 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1977
Construction Type	Wood Construction
Lot Area	27,656 sqft (0.635 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	690 sqft Garage

Location & Zoning

Street Address	3 RIVER RIDGE CIR
City	SAINT PAUL
State	MN
Zip	55121-1914
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECTION 9 TWN 27 RANGE 23 9 27 23 PT OF GOVT LOT 1 COM NE COR LOT 7 MCCARTHY RIDGE NW ON N LINE 119.23 FT N 35D 12M 48S E 192.90 FT TO RDWAY SE ON RDWAY 55 FT S 15D 34M 07S E 186.59 FT S 71D 06M W 117.8 FT TO PT OF BEG & 1/4 INT IN RD & 1/4 INT IN 10
Legal Range	23W
Legal Township	27N
Legal Section	09
Legal Block	28
Legal Lot Number	40
Jurisdiction	DAKOTA MN
Minor Civil Division	EAGAN
Census Blockgroup	1
Census Block	1011
Census Tract	60726

Owner

Source: Dakota County records · APN 10-00900-28-040

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 RIVER RIDGE CIR, SAINT PAUL, MN 55121-1914
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Deed Doc Number	20253703824
Record Refreshed	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DAKOTA MN
Recording Date	Dec 12, 2025
Property Address	3 RIVER RIDGE CIR, EAGAN, MN 55121-1914
Document Number	0003703824
Instrument Date	Dec 03, 2025
Instrument	3703824
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 RIVER RIDGE CIR, EAGAN, MN 55121-1914

Mortgage

Document Number	0003703825
Date	Dec 12, 2025
Instrument	3703825

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Mar 01, 2031
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.3%
Index	SOFR Average 30-Day
Max Rate	12.3%

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	West St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,324.00 (+26.82%) Homeowner's exemption	$535,400 (-0.87%) Land $127,700 Building $407,700	$535,400 (-0.87%) Land $127,700 Building $407,700
2024		$540,100 (+8.72%) Land $124,200 Building $415,900	$540,100 (+8.72%) Land $124,200 Building $415,900
2023	$4,198.00 Homeowner's exemption
2022		$496,800 Land $124,200 Building $372,600	$496,800 Land $124,200 Building $372,600