3 River Rd, Ware, MA 01082 Property Records

Worcester County and Hardwick Town property record for 3 River Rd, Ware, MA 01082 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1920
Square Footage1,368 sqft Living Area
Lot Size5,489 sqft (0.126 acres)
GarageAttached
Last Sale$250,000 (2026)
Tax Bill$2,622.00 (2025)

Property Details

APN / Parcel Number

Primary APN520-00140
Alternative APNs
  • HARD M:0520 B:0000 L:0014-0
  • M:0520 B:0000 L:0014=0

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,368 sqft Living Area
Gross Area2,484 sqft Gross Area
1st Floor1,368 sqft 1st Floor
Basement Area1,008 sqft Basement
Unfinished Basement1,008 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeConcrete Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,489 sqft (0.126 acres)
Garage TypeAttached Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number520-00140
Street Address3 RIVER RD
CityWARE
StateMA
Zip01082
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number14-0
JurisdictionHARDWICK MA
Minor Civil DivisionHARDWICK
Census Blockgroup2
Census Block2007
Census Tract723100

Owner

Source: Worcester County and Hardwick Town records · APN 520-00140

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 RIVER ST, GILBERTVILLE, MA 01031-9712
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Line of Credit
AMERICAN NBRHD MORTGAGE ACCPTNC
May 15, 2026Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN NBRHD MORTGAGE ACCPTNC
Feb 02, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2026 · Amount on Record
Deed SaleMay 15, 2026 · Amount on Record
Prior SaleFeb 02, 2018
Deed Doc Number202638478
Deed Book / Page73581 / 240
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDWICK MA
Recording DateMay 15, 2026
Property Address3 RIVER RD, WARE, MA 01082
Document Number073581-263
Book / Page73581 / 263
Instrument DateMay 15, 2026
Instrument202638480
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038480,
DateMay 15, 2026
Book Page73581/263
Instrument202638480
Lender
NameAMERICAN NBRHD MORTGAGE ACCPTNC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
Max Rate-1%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARDWICK MA
Recording DateMay 15, 2026
Property Address3 RIVER RD, WARE, MA 01082
Document Number0000038478
Book / Page73581 / 240
Instrument DateMay 13, 2026
Instrument202638478
Transaction TypeTransfer
Record UpdatedJun 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

DateMay 15, 2026
Lender
NameAMERICAN NBRHD MORTGAGE ACCPTNC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate6.46%
Max Rate-1%

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARDWICK MA
Recording DateFeb 02, 2018
Property Address3 RIVER RD, HARDWICK, MA 01082
Document Number58401-370
Book / Page058401 / 000370
Instrument DateFeb 02, 2018
Instrument11541
Transaction TypeTransfer
Record UpdatedFeb 20, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 GAMACHE DR LUDLOW MA 010562265, LUDLOW, MA 01056-2265

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHardwick Town

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,622.00 (+4.21%)$199,400 (-) Land $16,200 Building $183,200
2024$2,516.00 (+1.04%)$199,400 (+6.52%) Land $16,200 Building $183,200$254,220
2023$2,490.00$187,200 Land $15,500 Building $171,700

Nearby Properties on River Rd

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