Rockland County and Ramapo Town property record for 3 River Rd, Suffern, NY 10901
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 3,960 sqft · built 1960 |
| Lot Size | 0.969 acres (42,253 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $832,500 (Sep 2020) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392617 48.14-1-23 |
| Primary APN | 392617 48.14-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,960 sqft Living Area |
| 1st Floor Area | 2,313 sqft |
| 2nd Floor Area | 1,647 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 42,253 sqft (0.969 acres) |
| Lot Dimensions | 130 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 542 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 936 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00419040000 |
|---|---|
| Old Parcel Number | 261704801400010230000000 |
| Street Address | 3 RIVER RD |
| City | SUFFERN |
| State | NY |
| Zip | 10901-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGLE RESIDENCE |
| Legal Description | LOT:23.000 BLK:1 SEC:48.14 DIST:392617 CITY/MUNI/TWP:MONTEBELLO |
| Legal Subdivision | MONTEBELLO ESTATES SEC 03 |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11601 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3 RIVER RD, MONTEBELLO, NY 10901-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE INC |
| Sep 21, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Sep 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Mar 30, 2007 · Amount on Record |
| Deed Document Number | 0202026965 |
| Deed Book / Page | 2020 / 26965 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 RIVER RD, SUFFERN, NY 10901-3713 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | MAIN STREET TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000035897 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025-00035897 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 21, 2020 |
| Property Address | 3 RIVER RD, SUFFERN, NY 10901-3713 |
| Document Number | 0000026965 |
| Map Reference | MAP 2395 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020-00026965 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,330.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7110 147TH ST # 1, 1, FLUSHING, NY 11367-2004 |
| Document Number | 0000026966 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-00026966 |
| Name | FM HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 RIVER RD, SUFFERN, NY 10901-3713 |
| Document Number | 0000029176 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 RIVER RD MONTEBELLO NY 109013713, MONTEBELLO, NY 10901-3713 |
| Document Number | 0000029176 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 29176 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2048 |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Montebello Village |
| Unified School District | Suffern Central School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $82,000 (-) Land $22,900 Building $59,100 | $1,056,701 (+1,219.23%) Land $295,103 Building $761,598 |
| 2023 | $82,000 Land $22,900 Building $59,100 | $80,100 Land $22,369 Building $57,731 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 72 (1978–2023) |
| Claims Outside the SFHA | 27 of 72 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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