Franklin County and Malone Town property record for 3 River Rd, Malone, NY 12953
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,345 sqft · built 1880 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,731 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2022 Sale |
| APN | 164889 127.3-3-3 |
| Primary APN | 164889 127.3-3-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,345 sqft Living Area |
| 1st Floor Area | 1,033 sqft |
| Upper Floors Area | 312 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 1.-115-11 |
|---|---|
| Street Address | 3 RIVER RD |
| City | MALONE |
| State | NY |
| Zip | 12953-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 3 |
| Legal Lot Number | 3.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | MALONE |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 951400 |
Source: Franklin County and Malone Town records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3 RIVER RD, MALONE, NY 12953-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Feb 3, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 22, 2003 |
| Transfer Doc | 0833000102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 3 RIVER RD, MALONE, NY 12953-4004 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000004021 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025-4021 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Feb 3, 2022 |
| Property Address | 3 RIVER RD, MALONE, NY 12953-4004 |
| Document Number | 0000000596 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-596 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1128 STATE ROUTE 122, CONSTABLE, NY 12926 |
Source: Franklin County and Malone Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Malone Town |
| Unified School District | Malone Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,731.00 (+151.23%) | $45,000 (-) Land $9,500 Building $35,500 | $83,333 (+11.11%) Land $17,593 Building $65,740 |
| 2023 | $45,000 (-) Land $9,500 Building $35,500 | $75,000 (+14.17%) Land $15,833 Building $59,167 | |
| 2022 | $45,000 Land $9,500 Building $35,500 | $65,693 Land $13,869 Building $51,824 | |
| 2021 | $689.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WD serves 375 people · EPA ID NY1600001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Copper | 1.39 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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