3 River Pilot Pt, Washington, MO 63090 Property Records

Franklin County property record for 3 River Pilot Pt, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,907 sqft · built 1981
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$687,500 (Jul 2019)
Tax Bill	$5,000 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-6-23.0-2-002-004.000`

Property Details

APN / Parcel Number

Primary APN	`10-6-23.0-2-002-004.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,907 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Patio Area	660 sqft
Tennis Court	Tennis Court

Location & Zoning

Street Address	3 RIVER PILOT PT
City	WASHINGTON
State	MO
Zip	63090-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3&PT VAC FULTON ST RIVER PILOT
Legal Range	1W
Legal Township	44N
Legal Section	23
Legal Subdivision	RIVER PILOT
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2003
Census Tract	800201

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 RIVER PILOT PT, WASHINGTON, MO 63090-3219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF WASHINGTON
Sep 23, 2019	Deed of Trust, Mortgage BANK OF WA
Jul 1, 2019	Warranty Deed, Construction Loan · Line of Credit BANK OF WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	20198192
Last Transfer Date	Aug 12, 2025
Transfer Doc	0002509900
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3 RIVER PILOT PT, WASHINGTON, MO 63090-3219
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002104724
Date	Mar 15, 2021
Instrument	2104724

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3 RIVER PILOT PT, WASHINGTON, MO 63090-3219
Document Number	0000013570
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3 RIVER PILOT PT WASHINGTON MO 630903219, WASHINGTON, MO 63090-3219

Mortgage

Document Number	0000013570
Date	Oct 8, 2019
Instrument	13570

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 1, 2019
Property Address	3 RIVER PILOT PT, WASHINGTON, MO 63090-3219
Document Number	0000008192
Instrument Date	Jul 1, 2019
Instrument	8192
Transaction Type	Construction Loan
Record Updated	Jul 18, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 RIVER PILOT PT WASHINGTON MO 630903219, WASHINGTON, MO 63090-3219

Mortgage

Document Number	8193
Date	Jul 1, 2019
Instrument	8193

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 30, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,000.00 (-0.16%)	$96,194 (+9.03%)	$506,280 (+9.03%) Land $56,740 Building $449,540
2023	$5,008.00 (+3.15%)	$88,225	$464,340 Land $56,740 Building $407,600
2022	$4,855.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1986–1995)
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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