3 River Ledge Rd, Hammond, NY 13646 Property Records

St. Lawrence County and Hammond Town property record for 3 River Ledge Rd, Hammond, NY 13646

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 2,336 sqft · built 1970
Lot Size	1.4 acres (60,984 sqft)
Owner	Company Name on Record
Tax Bill	$8,299 (2026)
Deeds & Mortgages	Oct 2020 Transfer Feb 2017 Line of Credit
APN	`404289 111.062-1-6`

Property Details

APN / Parcel Number

Primary APN	`404289 111.062-1-6`
Alternative APN	`428911106200010060000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	1,268 sqft
2nd Floor Area	1,068 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	293 ft deep x 208 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	381 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	404289 111.062-1-6
Street Address	3 RIVER LEDGE RD
City	HAMMOND
State	NY
Zip	13646-3220
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	HAMMOND
Census Block Group	3
Census Block	3001
Census Tract	492900

Owner

Source: St. Lawrence County and Hammond Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	27 PEPPER LN, SARATOGA SPRINGS, NY 12866-5528
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 9, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 4, 2020
Transfer Doc	10855
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Oct 14, 2020
Property Address	3 RIVER LEDGE RD, HAMMOND, NY 13646-3220
Document Number	0000010855
Instrument Date	Mar 4, 2020
Instrument	10855
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	27 PEPPER LN SARATOGA SPRINGS NY 128665528, SARATOGA SPRINGS, NY 12866-5528

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	3 RIVER LEDGE RD, HAMMOND, NY 13646-3220
Document Number	0000002268
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19629 WOODSIDE DR WATERTOWN NY 136014456, WATERTOWN, NY 13601-4456

Mortgage

Document Number	0000002268
Date	Feb 17, 2017
Instrument	2268

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Lawrence County and Hammond Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Hammond Town
Unified School District	Hammond Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,299.00 (+2.55%)
2025	$8,093.00	$298,000 (-) Land $175,700 Building $122,300	$402,703 (+8.11%) Land $237,433 Building $165,270
2023		$298,000 Land $175,700 Building $122,300	$372,500 Land $219,625 Building $152,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Castle Cable TV Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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