3 River Cove Ct, Bluffton, SC 29910 Property Records

Beaufort County property record for 3 River Cove Ct, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,310 sqft · built 2002
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$666,000 (Sep 2025)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R60003100006110000`

Property Details

APN / Parcel Number

Primary APN	`R60003100006110000`
Alternative APN	`10088033`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,310 sqft Living Area

Exterior

Year Built	Built 2002
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.439 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10088033
Old Parcel Number	R60003100006110000
Street Address	3 RIVER COVE CT
City	BLUFFTON
State	SC
Zip	29910-6196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 409 THE CRESENT S/D PH 7 PB78 P95 PB82 PG9
Legal Subdivision	THE CRESCENT
Legal Phase	7
Legal Lot Number	409
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2018
Census Tract	2201

Owner

3 River Cove Ct is owned and occupied by an individual who bought it in September 2025.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	3 RIVER COVE CT, BLUFFTON, SC 29910-6196
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Mar 19, 2014 · Amount on File
Deed Document Number	2025044328
Deed Book / Page	4469 / 1962
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 30, 2025
Property Address	3 RIVER COVE CT, BLUFFTON, SC 29910-6196
Document Number	0000044328
Book / Page	4469 / 1962
Map Reference	MB 82 PG 9
Instrument Date	Sep 23, 2025
Instrument	2025044328
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,731.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RIVER COVE CT, BLUFFTON, SC 29910-6196

Mortgage

Document Number	0000044329
Date	Sep 30, 2025
Instrument	2025044329

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 3 River Cove Ct was $2,261, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00 (-0.09%)	$17,760 (-26.59%)
2024	$2,263.00	$24,192 (-) Land $3,200 Building $20,992	$604,800 (-) Land $80,000 Building $524,800
2023	$2,263.00 (+8.85%)	$24,192 (+56.68%) Land $3,200 Building $20,992	$604,800 (+56.68%) Land $80,000 Building $524,800
2022	$2,079.00	$15,440 Land $3,000 Building $12,440	$386,000 Land $75,000 Building $311,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 River Cove Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	797 units insured incl. 426 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 River Cove Ct is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 66% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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