Monmouth County and Freehold Township property record for 3 Risa Benjamin Way, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,596 sqft · built 2004 |
| Lot Size | 2.81 acres (122,839 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $809,990 (Sep 2005) |
| Tax Bill | $21,311 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00096-0000-00034-02 |
| Primary APN | 17-00096-0000-00034-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,596 sqft Living Area |
| 1st Floor Area | 3,569 sqft |
| Upper Floors Area | 2,502 sqft |
| Basement Area | 3,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 122,839 sqft |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Patio Area | 851 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 5349020 |
|---|---|
| Street Address | 3 RISA BENJAMIN WAY |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-8096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Subdivision | BATTLEGROUND ESTS/FREEHOLD |
| Legal Block | 96 |
| Legal Lot Number | 34.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 810600 |
Source: Monmouth County and Freehold Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 RISA BENJAMIN WAY, FREEHOLD, NJ 07728-8096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 1, 2020 | Quit Claim Deed, Transfer HOME PT FIN'L |
| Jul 10, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2005 · Amount on Record |
| Deed Sale | Sep 23, 2005 · Amount on Record |
| Deed Book / Page | 8497 / 8844 |
| Last Transfer Date | Jun 10, 2020 |
| Transfer Doc | 0094245046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 RISA BENJAMIN WAY, FREEHOLD, NJ 07728-8096 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Title Company | TITLE 365 NLSE |
| Name | Verified Name |
|---|
| Document Number | 0096259729 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 9625/9729 |
| Instrument | 2022115448 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 RISA BENJAMIN WAY, FREEHOLD, NJ 07728-8096 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0095063061 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 9506/3061 |
| Instrument | 2021069509 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 1, 2020 |
| Property Address | 3 RISA BENJAMIN WAY, FREEHOLD, NJ 07728-8096 |
| Document Number | 0000070571 |
| Book / Page | 009424 / 005046 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 70571 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | RELIANCE TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 RISA BENJAMIN WAY FREEHOLD NJ 077288096, FREEHOLD, NJ 07728-8096 |
| Document Number | 70572 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 009424/005065 |
| Instrument | 70572 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 10, 2017 |
| Property Address | 3 RISA BENJAMIN WAY, FREEHOLD, NJ 07728-8096 |
| Document Number | 0000067998 |
| Book / Page | 009236 / 002742 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 67998 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | RELIANCE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $745.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 RISA BENJAMIN WAY FREEHOLD NJ 077288096, FREEHOLD, NJ 07728-8096 |
| Document Number | 67999 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 009236/002792 |
| Instrument | 67999 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2047 |
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,475,600 (+17.85%) Land $421,800 Building $1,053,800 | $1,475,600 (+17.85%) Land $421,800 Building $1,053,800 | |
| 2025 | $21,311.00 (+2.81%) | $1,252,100 (+17.77%) Land $386,800 Building $865,300 | $1,252,100 (+17.77%) Land $386,800 Building $865,300 |
| 2024 | $20,728.00 (+10.14%) | ||
| 2023 | $1,063,200 Land $263,400 Building $799,800 | $1,063,200 Land $263,400 Building $799,800 | |
| 2022 | $18,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 72% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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