Chatham County property record for 3 Riding Ln, Savannah, GA 31411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,284 sqft · built 1986 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $612,500 (Oct 2025) |
| Tax Bill | $8,108 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Aug 2021 Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-0259-04-007 |
| Primary APN | 1-0259-04-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 509 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | Deck Area |
| Patio Area | 154 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 3 RIDING LN |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31411-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LT 2183 THE LANDINGS SKIDAWAY IS L |
| Legal Subdivision | SKDAWY P2 PAT A |
| Legal Lot Number | 2183 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11005 |
Source: Chatham County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2019 | Deed of Trust, Mortgage · Line of Credit COASTALSTATES BANK |
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK |
| Jun 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK |
| Mar 13, 2013 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 10, 2008 | Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA BANK NA |
| Oct 1, 2025 | Limited Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Feb 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on Record |
| Deed Sale | Oct 1, 2025 · Amount on Record |
| Prior Sale | Feb 24, 2017 · Amount on Record |
| Deed Book / Page | 3790 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0015970152 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 0000001597/0000000152 |
| Instrument | 031630980010 |
| Name | COASTALSTATES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0024740786 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 0000002474/0000000786 |
| Name | QUEENSBOROUGH NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0028440049 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 0000002844/0000000049 |
| Instrument | 033918160006 |
| Name | QUEENSBOROUGH NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 00385O0657 |
|---|---|
| Date | Mar 13, 2013 |
| Book Page | 385O/657 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00339Q0302 |
|---|---|
| Date | Apr 10, 2008 |
| Book Page | 339Q/302 |
| Name | WACHOVIA BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2038 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Oct 1, 2025 |
| Property Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0037900065 |
| Book / Page | 3790 / 65 |
| Instrument Date | Sep 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6.13 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0000379068 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 3790/68 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Feb 24, 2017 |
| Property Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0010160270 |
| Book / Page | 1016 / 270 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2017-001533 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0010160274 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 1016/274 |
| Instrument | 30232960020 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Chatham County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,108.00 (+132.52%) | $226,200 (+20.76%) Land $90,000 Building $136,200 | $565,500 (+20.76%) Land $225,000 Building $340,500 |
| 2023 | $187,320 (+73.9%) Land $58,000 Building $129,320 | $468,300 (+73.9%) Land $145,000 Building $323,300 | |
| 2022 | $3,487.00 | $107,720 Land $33,080 Building $74,640 | $269,300 Land $82,700 Building $186,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 344 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 344 in force |
| Nearby Flood Claims | 54 (1987–2017) |
| Claims Outside the SFHA | 1 of 54 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE LANDINGS SUBDIVISION private · serves 11,058 people · EPA ID GA0510033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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