3 Ridgewood Ter, Bloomington, IL 61701 Property Records

McLean County property record for 3 Ridgewood Ter, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,659 sqft · built 1925
Lot Size	0.113 acres (4,935 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Apr 2024)
Tax Bill	$5,390 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-33-334-002`

Property Details

APN / Parcel Number

Primary APN	`14-33-334-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,037 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	4,935 sqft (0.113 acres)
Lot Dimensions	91 ft deep x 54 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	204 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 RIDGEWOOD TER
City	BLOOMINGTON
State	IL
Zip	61701-1765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RALPH THOMPSON LOT 8
Legal Range	02E
Legal Township	24N
Legal Section	33
Legal Subdivision	RALPH THOMPSON
Legal Lot Number	8
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1018
Census Tract	1302

Owner

3 Ridgewood Ter is owned by two individuals who bought it in April 2024.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 RIDGEWOOD TER, BLOOMINGTON, IL 61701-1765
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 25, 2024	Intrafamily Transfer, Transfer
Jan 31, 2019	Deed of Trust, Mortgage · Line of Credit CEFCU
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Deed Document Number	20244084
Prior Transfer Date	Jan 11, 2024
Prior Transfer Doc	0000001129
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 5, 2024
Property Address	3 RIDGEWOOD TER, BLOOMINGTON, IL 61701-1765
Document Number	202400004084
Instrument Date	Mar 29, 2024
Instrument	2024-00004084
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIDGEWOOD TER, BLOOMINGTON, IL 61701-1765

Mortgage

Document Number	202400004085
Date	Apr 5, 2024
Instrument	2024-00004085

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2034

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 25, 2024
Property Address	3 RIDGEWOOD TER, BLOOMINGTON, IL 61701-1765
Document Number	202400001129
Instrument Date	Jan 11, 2024
Instrument	2024-00001129
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RIDGEWOOD TER, BLOOMINGTON, IL 61701-1765

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3 RIDGEWOOD TER, BLOOMINGTON, IL 61701-1765
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900001468
Date	Jan 31, 2019
Instrument	2019-00001468

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Jan 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3 RIDGEWOOD TER, BLOOMINGTON, IL 61701-1765
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900012283
Date	Aug 5, 2019
Instrument	2019-00012283

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Aug 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,340 Land $6,928 Building $69,412	$229,020 Land $20,784 Building $208,236
2024	$5,390.00 (+6.27%)
2023	$5,072.00 (+12.16%)	$66,688 (+12.64%) Land $6,052 Building $60,636	$200,064 (+12.64%) Land $18,156 Building $181,908
2022	$4,522.00	$59,207 Land $5,373 Building $53,834	$177,621 Land $16,119 Building $161,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Ridgewood Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Ridgewood Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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