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3 Ridgeway Ter, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 3 Ridgeway Ter, Spring Valley, NY 10977 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,921 sqft · built 1960
Lot Size0.789 acres (34,412 sqft)
OwnerIndividual Name on File
Last Sale$467,000 (Sep 2020)
Deeds & MortgagesJan 2022 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392611 41.16-2-10

Property Details

APN / Parcel Number

Primary APN392611 41.16-2-10
Alternative APNs
  • 261104101600020100000000
  • 00375010000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,921 sqft Living Area
1st Floor Area1,145 sqft

Exterior

Year BuiltBuilt 1960
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area34,412 sqft (0.789 acres)
Lot Dimensions180 ft deep x 170 ft wide
Garage TypeBasement

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area350 sqft
PorchPorch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00375010000
Old Parcel Number261104101600020100000000
Street Address3 RIDGEWAY TER
CitySPRING VALLEY
StateNY
Zip10977-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:10.000 BLK:2 SEC:41.16 DIST:392611 CITY/MUNI/TWP:WESLEY HILLS
Legal SubdivisionHOLIDAY HOMES/NEW HEMPSTEAD
Legal Block2
Legal Lot Number10.000
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group2
Census Block2009
Census Tract11507

Owner

Source: Rockland County and Ramapo Town records · APN 392611 41.16-2-10

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21 CRESTVIEW TER, MONSEY, NY 10952-1903
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Sep 08, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
LOAN DEPOT INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2020 · Amount on Record
Deed SaleSep 08, 2020 · Amount on Record
Prior SaleSep 29, 2000 · Amount on Record
Deed Document Number0202025319
Deed Book / Page2020 / 25319
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address3 RIDGEWAY TER, SPRING VALLEY, NY 10977-1305
Transaction TypeMortgage
Record UpdatedFeb 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000361
DateJan 05, 2022
Instrument2022-00000361
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 07, 2051
Interest
Rate TypeFixed Rate

September 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateSep 08, 2020
Property Address3 RIDGEWAY TER, SPRING VALLEY, NY 10977-1305
Document Number0000025319
Map ReferenceBK 61 PG 63 MAP 2778
Instrument DateAug 27, 2020
Instrument2020-00025319
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanySECURITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,868.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 CRESTVIEW TER, MONSEY, NY 10952-1903

Mortgage

Document Number0000025320
DateSep 08, 2020
Instrument2020-00025320
Lender
NameLOAN DEPOT INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
MunicipalityWesley Hills Village
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2024$52,750 (-) Land $19,100 Building $33,650$679,768 (+1,238.13%) Land $246,134 Building $433,634
2023$52,750 Land $19,100 Building $33,650$50,800 Land $18,394 Building $32,406

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870115072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2023, rainfall accumulation

Wildfire

Wildfire RiskLow
above 4% of the US · above 5% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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