3 Ridgeview Ter, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 3 Ridgeview Ter, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,132 sqft · built 1997
Lot Size	1.38 acres (60,474 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (Feb 1999)
Tax Bill	$8,163 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWIC M:153 B:000 L:011`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:153 B:000 L:011`
Alternative APN	`M:000G B:0000 L:0022H`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Gross Area	4,228 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,474 sqft (1.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 RIDGEVIEW TER
City	SOUTHWICK
State	MA
Zip	01077-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	11
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	2
Census Block	2021
Census Tract	813102

Owner

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 RIDGEVIEW TER, SOUTHWICK, MA 01077-9352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit PIONEER VALLEY CU
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Apr 21, 2020	Deed of Trust, Mortgage · Balloon Mortgage CENTRAL ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 1999 · Amount on Record
Deed Sale	Feb 25, 1999 · Amount on Record
Deed Book / Page	10663 / 18
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	3 RIDGEVIEW TER, SOUTHWICK, MA 01077-9352
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024812-337
Date	Nov 21, 2022
Book Page	24812/337
Instrument	68462

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	3 RIDGEVIEW TER, SOUTHWICK, MA 01077-9352
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24157-429
Date	Oct 1, 2021
Book Page	24157/429
Instrument	69459

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	3 RIDGEVIEW TER, SOUTHWICK, MA 01077-9352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23176-91
Date	Apr 21, 2020
Book Page	23176/91
Instrument	20013

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,163.00 (+5.62%)	$524,300 (+4.94%) Land $115,500 Building $408,800	$595,460
2024	$7,729.00 (+5.93%)	$499,600 (+10.31%) Land $103,400 Building $396,200
2023	$7,296.00	$452,900 Land $103,400 Building $349,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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