3 Ridgetop Dr, Saint Louis, MO 63117 Property Records

St. Louis County property record for 3 Ridgetop Dr, Saint Louis, MO 63117

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,846 sqft · built 1937
Lot Size	0.598 acres (26,049 sqft)
Owner	Trust Name on File
Last Sale	$780,000 (Jul 2018)
Tax Bill	$14,197 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19K-14-0102`

Property Details

APN / Parcel Number

Primary APN	`19K-14-0102`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,846 sqft Living Area
Gross Area	4,638 sqft
1st Floor Area	1,092 sqft
Basement Area	26 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	26,049 sqft (0.598 acres)
Lot Dimensions	210 ft deep x 42 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	520 sqft
Porch	Enclosed Concrete/Masonry Porch
Porch Area	887 sqft
Patio Area	48 sqft
Poultry House	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 RIDGETOP DR
City	SAINT LOUIS
State	MO
Zip	63117-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	49R1A
Legal Description	RIDGETOP SECOND RESUB LOT C
Legal Subdivision	RIDGETOP SECOND RESUB
Legal Lot Number	C
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1000
Census Tract	216600

Owner

3 Ridgetop Dr is held in a trust since July 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	3 RIDGETOP DR, SAINT LOUIS, MO 63117-1021
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Aug 2, 2011 · Amount on File
Deed Document Number	2018678
Deed Book / Page	23092 / 3759
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 2, 2018
Property Address	3 RIDGETOP DR, SAINT LOUIS, MO 63117-1021
Document Number	0230923759
Book / Page	023092 / 003759
Instrument Date	Jun 28, 2018
Instrument	678
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	CONTINENTAL TITLE HOLDING COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 RIDGETOP DR ST LOUIS MO 631171021, ST LOUIS, MO 63117-1021

Mortgage

Document Number	230923762
Date	Jul 2, 2018
Book Page	023092/003762
Instrument	679

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3 Ridgetop Dr was $14,197, down 1.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,810 (-) Land $95,670 Building $145,140	$1,267,400 (-) Land $503,500 Building $763,900
2025	$14,197.00 (-1.84%)	$240,810 Land $95,670 Building $145,140	$1,267,400 Land $503,500 Building $763,900
2024	$14,463.00 (+0.06%)
2023	$14,454.00 (+16.72%)	$228,170 (+20.55%) Land $86,030 Building $142,140	$1,200,900 Land $452,800 Building $748,100
2022	$12,383.00	$189,280 Land $60,230 Building $129,050
2021			$996,200 Land $317,000 Building $679,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Ridgetop Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2013 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Ridgetop Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgetop Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures