3 Ridge Rd, Walpole, MA 02081 Property Records

Norfolk County and Walpole Town property record for 3 Ridge Rd, Walpole, MA 02081

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,262 sqft · built 1979
Lot Size0.957 acres (41,705 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (Mar 2017)
Tax Bill$11,022 (2026)
Deeds & MortgagesDec 2021 Refinance
Dec 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNB040408003

Property Details

APN / Parcel Number

Primary APNB040408003
Alternative APN
  • WALP M:00011 B:00185 L:00000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,262 sqft Living Area
Gross Area4,576 sqft
Basement Area468 sqft
Unfinished Basement468 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area41,705 sqft (0.957 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberB040408003
Street Address3 RIDGE RD
CityWALPOLE
StateMA
Zip02081-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Block185
JurisdictionWALPOLE MA
Township / Civil DivisionWALPOLE
Census Block Group1
Census Block1022
Census Tract411301

Owner

3 Ridge Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Norfolk County and Walpole Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3 RIDGE RD, WALPOLE, MA 02081-2105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Dec 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
LEADER BK NA
Mar 31, 2017Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2017 · Amount on File
Deed SaleMar 31, 2017 · Amount on File
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALPOLE MA
Property Address3 RIDGE RD, WALPOLE, MA 02081-2105
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001494110
DateDec 15, 2021
Instrument1494110
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2053

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALPOLE MA
Property Address3 RIDGE RD, WALPOLE, MA 02081-2105
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001494111
DateDec 15, 2021
Instrument1494111
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALPOLE MA
Property Address3 RIDGE RD, WALPOLE, MA 02081-2105
Document Number0001460109
Instrument DateOct 30, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 RIDGE ROAD RD WALPOLE MA 02081, WALPOLE, MA 02081

Mortgage

Document Number0001460109
DateNov 4, 2020
Instrument1460109
Lender
NameLEADER BK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 3, 2050

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALPOLE MA
Recording DateMar 31, 2017
Property Address3 RIDGE RD, WALPOLE, MA 02081-2105
Document Number0001375515
Instrument DateMar 17, 2017
Instrument1375515
Transaction TypeTransfer
Record UpdatedNov 21, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 RIDGE RD WALPOLE MA 020812105, WALPOLE, MA 02081-2105

Mortgage

Document Number1375516
DateMar 31, 2017
Instrument1375516
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3 Ridge Rd was $11,022, up 1.4% from the year before.

Source: Norfolk County and Walpole Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionWalpole Town
Unified School DistrictWalpole School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,022.00 (+1.4%)$885,300 (+4.5%) Land $414,200 Building $471,100$925,899 (+2.19%)
2025$10,870.00 (+3.09%)$847,200 (+6.22%) Land $413,500 Building $433,700$906,015 (+10.84%)
2024$10,544.00 (+4.95%)$797,600 (+10.27%) Land $397,800 Building $399,800$817,380
2023$10,047.00$723,300 Land $345,700 Building $377,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1991)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALPOLE WATER DEPT
serves 24,070 people · EPA ID MA4307000
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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