3 Ridge Rd, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 3 Ridge Rd, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,560 sqft · built 1954
Lot Size0.221 acres (9,627 sqft)
Owner2 Individual Names on Record
Tax Bill$7,623 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN15-18061-0000-00029

Property Details

APN / Parcel Number

Primary APN15-18061-0000-00029
Alternative APNs
  • 151806100029
  • 14664000

Interior

Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeFrame
Lot Area9,627 sqft (0.221 acres)
Lot Dimensions175 ft deep x 55 ft wide

Location & Zoning

Account Number14664000
Street Address3 RIDGE RD
CityOLD BRIDGE
StateNJ
Zip08857-1413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCN
Legal Description55X175
Legal SubdivisionSOUTHWOOD/OLD BRIDGE SEC 01
Legal Block18061
Legal Lot Number29
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group1
Census Block1006
Census Tract7804

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 RIDGE RD, OLD BRIDGE, NJ 08857-1413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 10, 2017Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 27, 2013
Transfer Doc0000000336
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address3 RIDGE RD, OLD BRIDGE, NJ 08857-1413
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021075097
DateJun 7, 2021
Book Page18479/1603
Instrument2021075097
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address3 RIDGE RD, OLD BRIDGE, NJ 08857-1413
Document Number0000011664
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedMay 2, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 RIDGE RD OLD BRIDGE NJ 088571413, OLD BRIDGE, NJ 08857-1413

Mortgage

Document Number0000011664
DateDec 14, 2017
Book Page017034/001845
Instrument11664
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 13, 2047

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,700 (-) Land $50,400 Building $72,300$122,700 (-) Land $50,400 Building $72,300
2025$7,623.00 (+10.03%)$122,700 (-) Land $50,400 Building $72,300$122,700 (-) Land $50,400 Building $72,300
2024$6,928.00 (+6.68%)
2023$122,700 Land $50,400 Building $72,300$122,700 Land $50,400 Building $72,300
2022$6,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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