3 Ridge Rd, Holland, MA 01521 Property Records

Hampden County and Holland Town property record for 3 Ridge Rd, Holland, MA 01521

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 788 sqft · built 1965
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2022)
Tax Bill	$2,769 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOLL M:R38 B:G L:05`

Property Details

APN / Parcel Number

Primary APN	`HOLL M:R38 B:G L:05`
Alternative APNs	`HLND M:R38 B:G L:05` `1838`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	788 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1838
Street Address	3 RIDGE RD
City	HOLLAND
State	MA
Zip	01521-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	G
Legal Lot Number	5
Jurisdiction	HOLLAND MA
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3037
Census Tract	813801

Owner

3 Ridge Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Hampden County and Holland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 RIDGE RD, HOLLAND, MA 01521-2048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Apr 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DOMINION FINANICAL SERVICES
May 27, 2021	Warranty Deed, Transfer METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY
Dec 11, 2018	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Document Number	202258052
Deed Book / Page	24741 / 523
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLLAND MA
Recording Date	Sep 27, 2022
Property Address	3 RIDGE RD, HOLLAND, MA 01521-2048
Document Number	024741-523
Book / Page	24741 / 523
Instrument Date	Sep 27, 2022
Instrument	58052
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 RIDGE RD, HOLLAND, MA 01521-2048
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058053
Date	Sep 27, 2022
Instrument	58053

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLLAND MA
Property Address	3 RIDGE RD, HOLLAND, MA 01521-2048
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024495-23
Date	Apr 11, 2022
Book Page	24495/23
Instrument	22010

Lender

Name	DOMINION FINANICAL SERVICES

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLLAND MA
Recording Date	May 27, 2021
Property Address	3 RIDGE RD, HOLLAND, MA 01521-2048
Document Number	23908-428
Book / Page	23908 / 428
Instrument Date	May 14, 2021
Instrument	36562
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 BOSTON TPKE STE 314, 314, SHREWSBURY, MA 01545-3476

December 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	HOLLAND MA
Recording Date	Dec 11, 2018
Property Address	3 RIDGE RD, HOLLAND, MA 01521-2048
Document Number	22478-598
Book / Page	022478 / 000598
Instrument Date	Dec 10, 2018
Instrument	73618
Transaction Type	Foreclosure
Record Updated	Jan 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$167.40
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3 Ridge Rd was $2,769, up 3.1% from the year before.

Source: Hampden County and Holland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Holland Town
Elementary School District	Holland School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,769.00 (+3.09%)	$213,300 (+7.62%) Land $41,500 Building $171,800	$283,290 (+7.3%)
2024	$2,686.00 (+48.89%)	$198,200 (+43.83%) Land $41,500 Building $156,700	$264,005
2023	$1,804.00	$137,800 Land $41,500 Building $96,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1996–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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