Suffolk County and Huntington Town property record for 3 Ridge Rd, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Aug 2018) |
| Tax Bill | $24,533 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-066.00-01.00-061.000 |
| Primary APN | 0400-066.00-01.00-061.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,038 sqft (0.46 acres) |
|---|
| Street Address | 3 RIDGE RD |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | BLK LOT 5 |
| Legal Subdivision | HARBOR RIDGE |
| Legal Block | 100 |
| Legal Lot Number | 61 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 110104 |
Source: Suffolk County and Huntington Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 RIDGE RD, COLD SPRING HARBOR, NY 11724-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 23, 2018 | Trustee's Deed, Transfer PRO NATIONAL TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Prior Sale | Jan 23, 2018 · Amount on Record |
| Deed Book / Page | 12975 / 612 |
| Prior Transfer Date | Jan 29, 2015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 RIDGE RD, COLD SPRING HARBOR, NY 11724-1809 |
| Document Number | 0229070960 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2018 |
| Title Company | PRO NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 RIDGE RD COLD SPRING HARBOR NY 117241809, COLD SPRING HARBOR, NY 11724-1809 |
| Document Number | 0229070960 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 022907/000960 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 8, 2038 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 23, 2018 |
| Property Address | 3 RIDGE RD, COLD SPRING HARBOR, NY 11724-1809 |
| Document Number | 0129470105 |
| Book / Page | 012947 / 000105 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | PRO NATIONAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 36 MIDLAND ST COLD SPRING HARBOR NY 117241806, COLD SPRING HARBOR, NY 11724-1806 |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,375 (-) Land $500 Building $5,875 | $1,416,667 (+10,789.06%) Land $111,111 Building $1,305,556 | |
| 2024 | $24,533.00 | $13,010 (+12.24%) Land $1,020 Building $11,990 | |
| 2023 | $6,375 Land $500 Building $5,875 | $11,591 Land $909 Building $10,682 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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