3 Ridge Ln, Hackettstown, NJ 07840 Property Records

Warren County and Independence Township property record for 3 Ridge Ln, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	4,397 sqft · built 1961
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Sep 2025)
Tax Bill	$14,565 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00009-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`12-00009-0000-00017`
Alternative APNs	`120000900017` `109900`

Interior

Stories	2 Stories
Building Area	4,397 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Colonial
Construction Type	Frame
Lot Area	45,738 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	109900
Street Address	3 RIDGE LN
City	HACKETTSTOWN
State	NJ
Zip	07840-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	INDEPENDENCE TOWNSHIP
Legal Block	9
Legal Lot Number	17
Jurisdiction	WARREN NJ
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2000
Census Tract	31301

Owner

3 Ridge Ln is owned and occupied by two individuals who bought it in September 2025.

Source: Warren County and Independence Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 RIDGE LN, HACKETTSTOWN, NJ 07840-4623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 15, 2025	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 16, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Nov 10, 1999 · Amount on File
Deed Document Number	2025626148
Deed Book / Page	3524 / 65
Prior Transfer Date	Jan 14, 2019
Prior Transfer Doc	3045/327
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	3 RIDGE LN, HACKETTSTOWN, NJ 07840-4623
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007225/154
Date	Nov 4, 2021
Book Page	7225/154
Instrument	2021-564772

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2051

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 15, 2025
Property Address	3 RIDGE LN, HACKETTSTOWN, NJ 07840-4623
Document Number	0003524/65
Book / Page	3524 / 65
Instrument Date	Sep 10, 2025
Instrument	2025-626148
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	DE TITLE SERVICES LLC, RESIDE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 MOUNTAIN RIDGE ROAD, PERU, CT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RIDGE LN, HACKETTSTOWN, NJ 07840-4623

Mortgage

Document Number	2025626149
Date	Sep 15, 2025
Instrument	2025-626149

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 16, 2020
Property Address	3 RIDGE LN, HACKETTSTOWN, NJ 07840-4623
Document Number	0000525820
Book / Page	003045 / 000327
Instrument Date	Apr 11, 2019
Instrument	525820
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RIDGE LN HACKETTSTOWN NJ 078404623, HACKETTSTOWN, NJ 07840-4623

Mortgage

Document Number	525821
Date	Mar 16, 2020
Book Page	006838/000253
Instrument	525821

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3 Ridge Ln was $14,565, up 3.3% from the year before.

Source: Warren County and Independence Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Independence Township
Unified School District	Great Meadows Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,200 (+8.44%) Land $73,800 Building $342,400	$416,200 (+8.44%) Land $73,800 Building $342,400
2025	$14,565.00 (+3.29%)	$383,800 (-) Land $73,800 Building $310,000	$383,800 (-) Land $73,800 Building $310,000
2024	$14,101.00 (+2.26%)	$383,800 (-) Land $73,800 Building $310,000	$383,800 (-) Land $73,800 Building $310,000
2023	$13,789.00 (+2.51%)	$383,800 Land $73,800 Building $310,000	$383,800 Land $73,800 Building $310,000
2022	$13,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Ridge Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Optimum, Planet Networks, Verizon.

Nearby Properties on Ridge Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures