Worcester County and Worcester City property record for 3 Richards St, Worcester, MA 01603 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,144 sqft · built 1940 |
| Lot Size | 0.158 acres (6,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,500 (Jan 2025) |
| Tax Bill | $4,201 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-009-00043 |
| Primary APN | 7-009-00043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 572 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 6,888 sqft (0.158 acres) |
| Garage Type | Basement |
| Sauna | Sauna |
| Heating System | Steam |
|---|
| Account Number | 7-009-00043 |
|---|---|
| Street Address | 3 RICHARDS ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 9 |
| Legal Lot Number | 43 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731204 |
Source: Worcester County and Worcester City records · APN 7-009-00043
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 394 MASSASOIT RD, WORCESTER, MA 01604-3546 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 02, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 03, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK |
| Jun 03, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 31, 2018 | Quit Claim Deed, Transfer · FHA Mortgage PLAZA HOME MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 23, 2025 · Amount on Record |
| Deed Sale | Jan 23, 2025 · Amount on Record |
| Prior Sale | Jan 23, 2025 · Amount on Record |
| Deed Book / Page | 71565 / 234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 RICHARDS ST, WORCESTER, MA 01603-2608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 069086-241 |
|---|---|
| Date | May 02, 2023 |
| Book Page | 69086/241 |
| Instrument | 33520 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 RICHARDS ST, WORCESTER, MA 01603-2608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 067095-241 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 67095/241 |
| Instrument | 16186 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 RICHARDS ST, WORCESTER, MA 01603-2608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0067209-38 |
|---|---|
| Date | Mar 03, 2022 |
| Book Page | 67209/38 |
| Instrument | 24642 |
| Name | HOMETOWN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 RICHARDS ST, WORCESTER, MA 01603-2608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 070585-285 |
|---|---|
| Date | Jun 03, 2024 |
| Book Page | 70585/285 |
| Instrument | 41684 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 01, 2064 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | May 31, 2018 |
| Property Address | 3 RICHARDS ST, WORCESTER, MA 01603-2608 |
| Document Number | 58871-112 |
| Book / Page | 58871 / 112 |
| Instrument | 52161 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.97 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 RICHARDS ST, WORCESTER, MA 01603-2608 |
| Document Number | 588710116 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 58871/0116 |
| Name | PLAZA HOME MTG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 31, 2048 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,201.00 (+8.38%) | $318,500 (+17.83%) Land $96,700 Building $221,800 | $267,995 (-11.54%) |
| 2024 | $302,955 | ||
| 2023 | $3,876.00 | $270,300 Land $84,000 Building $186,300 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures