Worcester County and Gardner City property record for 3 Rich St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,651 sqft · built 1900 |
| Lot Size | 0.174 acres (7,575 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,000 (Aug 2021) |
| Tax Bill | $52 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2020 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R22 B:8 L:21 |
| Primary APN | GARD M:R22 B:8 L:21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,651 sqft Living Area |
| Gross Area | 3,322 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,575 sqft (0.174 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3 RICH ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 8 |
| Legal Lot Number | 21 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:R22 B:8 L:21
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 RICH ST, GARDNER, MA 01440-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Quit Claim Deed, Transfer · FHA Mortgage ROCKLAND TRUST CO |
| Jun 26, 2020 | Quit Claim Deed, Foreclosure NOT AVAILABLE |
| Apr 02, 2019 | Foreclosure NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | Oct 28, 2020 · Amount on Record |
| Deed Document Number | 2021114902 |
| Deed Book / Page | 65847 / 317 |
| Transfer Doc | 2248000210 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Aug 16, 2021 |
| Property Address | 3 RICH ST, GARDNER, MA 01440-2713 |
| Document Number | 65847-317 |
| Book / Page | 65847 / 317 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 114902 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 RICH ST, GARDNER, MA 01440-2713 |
| Document Number | 114903 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 114903 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jun 26, 2020 |
| Property Address | 3 RICH ST, GARDNER, MA 01440-2713 |
| Document Number | 62676-392 |
| Book / Page | 062676 / 000392 |
| Instrument Date | Apr 11, 2020 |
| Instrument | 67963 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Investor | Possibly a Property Investor |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Apr 02, 2019 |
| Property Address | 3 RICH ST, GARDNER, MA 01440-2713 |
| Document Number | 60225-48 |
| Book / Page | 060225 / 000048 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 28671 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $635.66 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4425 PONCE DE LEON BLVD #MS52 CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52.00 (-98.98%) | $365,800 (+7.18%) Land $67,100 Building $298,700 | $385,035 |
| 2024 | $5,116.00 (+3.1%) | $341,300 (+10.96%) Land $61,000 Building $280,300 | |
| 2023 | $4,962.00 | $307,600 Land $60,100 Building $247,500 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 388 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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