3 Reservoir Ct, Eureka, MO 63025 Property Records

St. Louis County property record for 3 Reservoir Ct, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 7,414 sqft · built 2017
Lot Size	1.56 acres (68,128 sqft)
Owner	2 Individual Names on File
Last Sale	$792,447 (Jun 2017)
Tax Bill	$14,144 (2024)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28T-53-0027`

Property Details

APN / Parcel Number

Primary APN	`28T-53-0027`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	7,414 sqft Living Area
Gross Area	8,140 sqft
1st Floor Area	2,052 sqft
Basement Area	1,470 sqft
Finished Basement	1,470 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	68,128 sqft (1.56 acres)
Lot Dimensions	373 ft deep x 55 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 RESERVOIR CT
City	EUREKA
State	MO
Zip	63025-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NU
Legal Description	PEVELY FARMS PHASE III-A LOT 104
Legal Subdivision	PEVELY FARMS PHASE III-A
Legal Phase	3
Legal Lot Number	104
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	5
Census Block	5022
Census Tract	221421

Owner

Source: St. Louis County records · APN 28T-53-0027

Assessment roll updated September 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 RESERVOIR CT, EUREKA, MO 63025-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Jun 19, 2017	Warranty Deed, Subdivision Related Transfer COMMERCE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	2017622
Deed Book / Page	22572 / 3256
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	May 19, 2026
Property Address	3 RESERVOIR CT, EUREKA, MO 63025-1606
Document Number	0000000549
Instrument Date	May 08, 2026
Instrument	2026549
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RESERVOIR CT, EUREKA, MO 63025-1606

Mortgage

Document Number	0000000549,
Date	May 19, 2026
Instrument	2026549

Lender

Name	COMMERCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 08, 2036

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3 RESERVOIR CT, EUREKA, MO 63025-1606
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RESERVOIR CT, EUREKA, MO 63025-1606

Mortgage

Document Number	0251121861
Date	Sep 16, 2021
Book Page	25112/1861
Instrument	2021091600502

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 19, 2017
Property Address	3 RESERVOIR CT, EUREKA, MO 63025-1606
Document Number	0225723256
Book / Page	022572 / 003256
Instrument Date	Jun 16, 2017
Instrument	622
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 21, 2018
Title Company	ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	228 PARKLAND AVE ST LOUIS MO 631224710, ST LOUIS, MO 63122-4710

Mortgage

Document Number	225723259
Date	Jun 19, 2017
Book Page	022572/003259
Instrument	623

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$186,920 (-3.27%) Land $26,450 Building $160,470	$983,800 (-3.26%) Land $139,200 Building $844,600
2024	$14,144.00 (-0.04%)
2023	$14,150.00 (+11.77%)	$193,230 (+19.65%) Land $14,820 Building $178,410	$1,017,000 (+19.65%) Land $78,000 Building $939,000
2022	$12,660.00	$161,500 Land $31,730 Building $129,770
2021			$850,000 Land $167,000 Building $683,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	25 (2015–2024)
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 52 locations within half a mile of this property.

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