Essex County and Andover Town property record for 3 Regency Rdg, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 8.5 ba · 19,364 sqft · built 2010 |
| Lot Size | 1.22 acres (53,169 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $67,385 (2025) |
| Deeds & Mortgages | Jan 2024 Refinance Jul 2023 Refinance + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00099 B:00001 L:0000E |
| Primary APN | ANDO M:00099 B:00001 L:0000E |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 8.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 19,364 sqft Living Area |
| Gross Area | 22,182 sqft |
| Basement Area | 3,969 sqft |
| Unfinished Basement | 794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 53,169 sqft (1.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3 REGENCY RDG |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Subdivision | PLAN 4162-7 |
| Legal Block | 1 |
| Legal Lot Number | E |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 254301 |
Source: Essex County and Andover Town records · APN ANDO M:00099 B:00001 L:0000E
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 REGENCY RDG, ANDOVER, MA 01810-4882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MELISSA A MARRAMA |
| Jul 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NAIL A TAGERMAN TR |
| May 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WILLIAM P GASBARRO |
| Aug 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FIRST FED IN |
| Mar 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY BANK |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Oct 23, 2018 | Deed of Trust, Mortgage PRIVATE INDIVIDUAL |
| Jul 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIRST CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2011 |
| Deed Sale | Oct 17, 2011 |
| Prior Sale | Feb 12, 2010 |
| Deed Document Number | 201110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 REGENCY RDG, ANDOVER, MA 01810-4882 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000129528 |
|---|---|
| Date | Jan 05, 2024 |
| Instrument | 129528 |
| Name | MELISSA A MARRAMA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Feb 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 REGENCY RDG, ANDOVER, MA 01810-4882 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000128933 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 128933 |
| Name | NAIL A TAGERMAN TR |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 REGENCY RDG, ANDOVER, MA 01810-4882 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000128703 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 128703 |
| Name | WILLIAM P GASBARRO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 REGENCY RDG, ANDOVER, MA 01810-4882 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000127686 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 127686 |
| Name | AMERICAN FIRST FED IN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 REGENCY RDG, ANDOVER, MA 01810-4882 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000126824 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 126824 |
| Name | PRIMARY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 REGENCY RDG, ANDOVER, MA 01810-4882 |
| Document Number | 0000123713 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 REGENCY RDG ANDOVER MA 018104882, ANDOVER, MA 01810-4882 |
| Document Number | 0000123713 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 123713 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 REGENCY RDG, ANDOVER, MA 01810-4882 |
| Document Number | 0000118872 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3 REGENCY RDG ANDOVER MA 018104882, ANDOVER, MA 01810-4882 |
| Document Number | 0000118872 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 118872 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 REGENCY RDG, ANDOVER, MA 01810-4882 |
| Document Number | 0000118473 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3 REGENCY RDG ANDOVER MA 018104882, ANDOVER, MA 01810-4882 |
| Document Number | 0000118473 |
|---|---|
| Date | Aug 02, 2018 |
| Instrument | 118473 |
| Name | AMERICAN FIRST CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,385.00 (+3.12%) | $5,395,100 (+6.34%) Land $1,451,800 Building $3,943,300 | $4,441,915 |
| 2024 | $65,348.00 (+6.14%) | $5,073,600 (+12.57%) Land $1,444,500 Building $3,629,100 | |
| 2023 | $61,566.00 | $4,507,000 Land $1,235,100 Building $3,271,900 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1987–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
Based on FCC filings for 80 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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