3 Ray St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 3 Ray St, Beverly, MA 01915 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1930
Square Footage1,024 sqft Living Area
Lot Size5,998 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$536,000 (2021)
Tax Bill$6,972.00 (2025)

Property Details

APN / Parcel Number

Primary APNR10
Alternative APNs
  • BEVE M:0022 B:0143 L
  • 5330

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,024 sqft Living Area
Gross Area2,487 sqft Gross Area
Basement Area1,024 sqft Basement
Unfinished Basement1,024 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,998 sqft (0.138 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Pool TypeIn-Ground Pool Pool Type

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number5330
Street Address3 RAY ST
CityBEVERLY
StateMA
Zip01915-3820
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block143
JurisdictionBEVERLY MA
Minor Civil DivisionBEVERLY
Census Blockgroup1
Census Block1000
Census Tract217500

Owner

Source: Essex County and Beverly City records · APN R10

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 RAY ST, BEVERLY, MA 01915-3820
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2017Deed of Trust, Mortgage
CROSSCOUNTRY MORTGAGE INC
Sep 13, 2019Deed of Trust, Mortgage · Stand Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Feb 19, 2021Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
DREW MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 19, 2021 · Amount on Record
Deed SaleFeb 19, 2021 · Amount on Record
Prior SaleMay 26, 2015
Deed Book / Page39548 / 25
Transfer Doc34754-76
Record RefreshedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEVERLY MA
Property Address3 RAY ST, BEVERLY, MA 01915-3820
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36226-216
DateOct 03, 2017
Book Page36226/216
Instrument434
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEVERLY MA
Property Address3 RAY ST, BEVERLY, MA 01915-3820
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37841-42
DateSep 13, 2019
Book Page37841/42
Instrument20190913004530
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

February 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionBEVERLY MA
Recording DateFeb 19, 2021
Property Address3 RAY ST, BEVERLY, MA 01915-3820
Document Number0039548-25
Book / Page39548 / 25
Instrument DateFeb 05, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 RAY ST, BEVERLY, MA 01915-3820

Mortgage

Document Number0003954828
DateFeb 19, 2021
Instrument39548/28
Lender
NameDREW MORTGAGE ASSOCIATES INC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityBeverly City
Unified School DistrictBeverly School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,972.00 (+7.29%)$634,400 (+9.64%) Land $435,200 Building $199,200$654,740
2024$6,498.00 (+4.79%)$578,600 (+5.07%) Land $379,400 Building $199,200
2023$6,201.00$550,700 Land $351,500 Building $199,200

Flood & Wildfire

3 Ray St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ray St

Nearby Streets

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