3 Rathbun Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 3 Rathbun Rd, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,838 sqft · built 1987
Lot Size0.54 acres (23,540 sqft)
OwnerIndividual Name on File
Last Sale$1,429,000 (Aug 2025)
Tax Bill$12,208 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jun 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN4-0000007B

Property Details

APN / Parcel Number

Primary APN4-0000007B
Alternative APN
  • NATI M:00000004 P:0000007B

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,838 sqft Living Area
1st Floor Area1,046 sqft
Basement Area616 sqft
Unfinished Basement616 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area23,540 sqft (0.54 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number4-0000007B
Street Address3 RATHBUN RD
CityNATICK
StateMA
Zip01760-1011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1014
Census Tract382100

Owner

3 Rathbun Rd is owned and occupied by an individual who bought it in August 2025.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3 RATHBUN RD, NATICK, MA 01760-1011
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed of Trust, Mortgage
DANA FARBER CANCER INSTITUTE
Jun 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEEDHAM BANK
Jun 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEEDHAM BANK
Aug 25, 2025Quit Claim Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2025 · Amount on File
Deed SaleAug 25, 2025 · Amount on File
Prior SaleSep 18, 1987 · Amount on File
Deed Book / Page84534 / 541
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address3 RATHBUN RD, NATICK, MA 01760-1011
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085088-256
DateJan 6, 2026
Book Page85088/256
Instrument896
Lender
NameDANA FARBER CANCER INSTITUTE
Agreement
AmountAmount on Record

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYLAND MA
Property Address3 RATHBUN RD, NATICK, MA 01760-1011
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078098-383
DateJun 25, 2021
Book Page78098/383
Instrument143800
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJul 1, 2041

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address3 RATHBUN RD, NATICK, MA 01760-1011
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078077-532
DateJun 23, 2021
Book Page78077/532
Instrument141544
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJul 1, 2041

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateAug 25, 2025
Property Address3 RATHBUN RD, NATICK, MA 01760-1011
Document Number084534-541
Book / Page84534 / 541
Instrument DateAug 25, 2025
Instrument102221
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 RATHBUN RD, NATICK, MA 01760-1011

Mortgage

Document Number0000102222
DateAug 25, 2025
Instrument102222
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3 Rathbun Rd was $12,208, up 2.6% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,208.00 (+2.61%)$1,020,700 (+5.17%) Land $453,800 Building $566,900$1,269,105
2024$11,898.00 (+5.65%)$970,500 (+8.92%) Land $427,100 Building $543,400
2023$11,262.00$891,000 Land $408,400 Building $482,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Rathbun Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Rathbun Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880

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