3 Ralston St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 3 Ralston St, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,358 sqft · built 1998
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Last Sale$1,905,000 (Feb 2010)
Tax Bill$12,249 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN551400 146-7-3-60

Property Details

APN / Parcel Number

Primary APN551400 146-7-3-60
Alternative APN
  • 140014600700030600000000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,358 sqft Living Area
1st Floor Area2,462 sqft
2nd Floor Area1,896 sqft
Upper Floors Area823 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialWood
Lot Area19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3 RALSTON ST
CityRYE
StateNY
Zip10580-3939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal SubdivisionAMENDED MAP OF BEAUMONT
Legal Block3
Legal Lot Number60.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group2
Census Block2013
Census Tract7700

Owner

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 RALSTON ST, RYE, NY 10580-3939
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2010 · Amount on Record
Deed SaleFeb 17, 2010 · Amount on Record
Prior SaleAug 12, 1996 · Amount on Record
Deed Document Number2010500333365
Prior Transfer DateMay 14, 1999
Prior Transfer Doc1240000166
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address3 RALSTON ST, RYE, NY 10580-3939
Document Number0602593401
Instrument DateSep 3, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyDIRECT LAND SERVICES CORPORATION, DIRECT LAND SVCS CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 RALSTON ST RYE NY 105803939, RYE, NY 10580-3939

Mortgage

Document Number0602593401
DateOct 1, 2020
Book Page060259/003401
Lender
NameFIRST REPUBLIC BK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 30, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,249.00$41,750 (-) Land $6,750 Building $35,000$3,538,136 (+6.78%) Land $572,034 Building $2,966,102
2024$41,750 (-) Land $6,750 Building $35,000$3,313,492 (+2.38%) Land $535,714 Building $2,777,778
2023$41,750 Land $6,750 Building $35,000$3,236,434 Land $523,256 Building $2,713,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 individual policies
Nearby Flood Policies88 units insured
incl. 34 condo units
Nearby Flood Claims340 (1978–2023)
Claims Outside the SFHA91 of 340
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 53 claims
  • Hurricane Irene, Aug 2011 · 61 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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