3 Rainbow Cir, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 3 Rainbow Cir, Buzzards Bay, MA 02532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,444 sqft · built 1986
Lot Size	0.496 acres (21,606 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Feb 2002)
Tax Bill	$5,233 (2025)
Deeds & Mortgages	Mar 2020 Refinance Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:35.1 P:164`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:35.1 P:164`
Alternative APNs	`M:035.1 P:164.00 D:01` `7546`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,444 sqft Living Area
Gross Area	2,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2021
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,606 sqft (0.496 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7546
Street Address	3 RAINBOW CIR
City	BUZZARDS BAY
State	MA
Zip	02532-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	2
Census Block	2023
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 RAINBOW CIR, BUZZARDS BAY, MA 02532-4237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2002 · Amount on Record
Deed Sale	Feb 28, 2002 · Amount on Record
Prior Sale	Aug 16, 1999 · Amount on Record
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	3 RAINBOW CIR, BOURNE, MA 02532-4237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32743-21
Date	Mar 9, 2020
Book Page	32743/21
Instrument	11862

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	3 RAINBOW CIR, BOURNE, MA 02532-4237
Document Number	31713-82
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 RAINBOW CIR BOURNE MA 025324237, BOURNE, MA 02532-4237

Mortgage

Document Number	31713-82
Date	Dec 7, 2018
Book Page	031713/000082
Instrument	60860

Lender

Name	DIGITAL EMP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 6, 2038

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,233.00 (+2.25%)	$670,100 (+5.01%) Land $197,000 Building $473,100	$678,110
2024	$5,118.00 (+25.35%)	$638,100 (+37.7%) Land $187,600 Building $450,500
2023	$4,083.00	$463,400 Land $166,000 Building $297,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	34 (1987–2022)
Claims Outside the SFHA	6 of 34
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Bob, Aug 1991 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Rainbow Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures