Putnam County and Philipstown Town property record for 3 Railroad Ave, Cold Spring, NY 10516
| Property Type | Commercial |
|---|---|
| Details | 2,229 sqft · built 1864 |
| Lot Size | 0.074 acres (3,237 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,239 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.12-2-13 |
| Primary APN | 372601 48.12-2-13 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,229 sqft Gross Area |
| Year Built | Built 1864 |
|---|---|
| Effective Year Built | Effective 1864 |
| Lot Area | 3,237 sqft (0.074 acres) |
| Lot Dimensions | 84 ft deep x 46 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 010215 |
|---|---|
| Street Address | 3 RAILROAD AVE |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3053 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R10 |
| Legal Description | LAND & BUILDING |
| Legal Block | 2 |
| Legal Lot Number | 13.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10700 |
3 Railroad Ave, a commercial property, is owned by two individuals who acquired it in October 1995.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 VILLAGE GATE WAY, NYACK, NY 10960-1440 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 30, 1995 |
| Transfer Doc | 1313000180 |
| Record Updated | Jun 8, 2026 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $145,600 Land $34,900 Building $110,700 | $474,731 | |
| 2024 | $9,239.00 | ||
| 2023 | $145,600 (-) Land $34,900 Building $110,700 | $413,401 (+11.73%) Land $99,091 Building $314,310 | |
| 2022 | $145,600 Land $34,900 Building $110,700 | $370,013 Land $88,691 Building $281,322 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Railroad Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Railroad Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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