Essex County and Lynnfield Town property record for 3 Putney Ln, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,373 sqft · built 1955 |
| Lot Size | 0.357 acres (15,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $696,780 (Dec 2019) |
| Tax Bill | $9,188 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Aug 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0041 B:0000 L:2041 |
| Primary APN | LYNF M:0041 B:0000 L:2041 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,373 sqft Living Area |
| Gross Area | 3,679 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 115 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,568 sqft (0.357 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 3 PUTNEY LN |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 2041 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records · APN LYNF M:0041 B:0000 L:2041
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 PUTNEY LN, LYNNFIELD, MA 01940-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit LUSO AMERICAN CU |
| Aug 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Dec 17, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on Record |
| Deed Sale | Dec 17, 2019 · Amount on Record |
| Prior Sale | May 18, 2015 · Amount on Record |
| Deed Book / Page | 38121 / 308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 3 PUTNEY LN, LYNNFIELD, MA 01940-2119 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040522-391 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 40522/391 |
| Instrument | 20211129000890 |
| Name | LUSO AMERICAN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 3 PUTNEY LN, LYNNFIELD, MA 01940-2119 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38837-56 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 38837/56 |
| Instrument | 20200818005870 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Dec 17, 2019 |
| Property Address | 3 PUTNEY LN, LYNNFIELD, MA 01940-2119 |
| Document Number | 38121-308 |
| Book / Page | 38121 / 308 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 20191217004770 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 BLAKELEY ST, LYNN, MA 01905-1829 |
| Document Number | 191217004780 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 191217004780 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,188.00 (+4.42%) | $870,100 (+3.93%) Land $564,200 Building $305,900 | $944,870 |
| 2024 | $8,799.00 (-0.2%) | $837,200 (+7.29%) Land $542,500 Building $294,700 | |
| 2023 | $8,817.00 | $780,300 Land $514,500 Building $265,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092091003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1979–2014) |
| Most Recent Claim | Dec 2014 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3164000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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