Middlesex County and Lowell City property record for 3 Putnam Ave, Lowell, MA 01851 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,778 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $452,000 (2021) |
| Tax Bill | $6,234.00 (2025) |
| Primary APN | C01540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 3,613 sqft Gross Area |
| 1st Floor | 1,159 sqft 1st Floor |
| Basement Area | 1,131 sqft Basement |
| Unfinished Basement | 1,131 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow Style |
| Exterior Material | Asbestos Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | C01540 |
|---|---|
| Street Address | 3 PUTNAM AVE |
| City | LOWELL |
| State | MA |
| Zip | 01851-1706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4790 |
| Legal Lot Number | 3 |
| Jurisdiction | LOWELL MA |
| Minor Civil Division | LOWELL |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 311300 |
Source: Middlesex County and Lowell City records · APN C01540
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 PUTNAM AVE, LOWELL, MA 01851-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 13, 2025 | Deed of Trust, Mortgage · Line of Credit ALIGN CREDIT UNION |
| Mar 05, 2021 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment SALEM FIVE MORTGAGE CORP |
| Mar 05, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| Jan 10, 2018 | Deed of Trust, Mortgage · Line of Credit NORTHERN BK & TR |
| Sep 18, 2020 | Quit Claim Deed, Transfer 546 RT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2021 · Amount on Record |
| Deed Sale | Mar 05, 2021 · Amount on Record |
| Prior Sale | Sep 18, 2020 · Amount on Record |
| Deed Doc Number | 202113417 |
| Deed Book / Page | 35430 / 190 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 3 PUTNAM AVE, LOWELL, MA 01851-1706 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0039313-13 |
|---|---|
| Date | Jun 13, 2025 |
| Book Page | 39313/13 |
| Instrument | 17822 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 3 PUTNAM AVE, LOWELL, MA 01851-1706 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35430-209 |
|---|---|
| Date | Mar 05, 2021 |
| Book Page | 35430/209 |
| Instrument | 13419 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 05, 2021 |
| Property Address | 3 PUTNAM AVE, LOWELL, MA 01851-1706 |
| Document Number | 35430-190 |
| Book / Page | 35430 / 190 |
| Instrument Date | Mar 04, 2021 |
| Instrument | 13417 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3 PUTNAM AVE, LOWELL, MA 01851-1706 |
| Document Number | 13418 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 13418 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 3 PUTNAM AVE, LOWELL, MA 01851-1706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31788-124 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 31788/124 |
| Instrument | 1302 |
| Name | NORTHERN BK & TR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 18, 2020 |
| Property Address | 3 PUTNAM AVE, LOWELL, MA 01851-1706 |
| Document Number | 34639-153 |
| Book / Page | 034639 / 000153 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 45174 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,368.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20 LONDONDERRY RD WINDHAM NH 030871651, WINDHAM, NH 03087-1651 |
| Document Number | 34639-157 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 034639/000157 |
| Instrument | 45175 |
| Name | 546 RT |
|---|
| Amount | Amount Recorded |
|---|
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,234.00 (+5.04%) | $543,000 (+8.97%) Land $184,700 Building $358,300 | $543,875 (+6.99%) |
| 2024 | $5,935.00 (+8.24%) | $498,300 (+12.87%) Land $174,100 Building $324,200 | $508,345 |
| 2023 | $5,483.00 | $441,500 Land $151,400 Building $290,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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